Medallion Financial (MFIN) Return on Invested Capital [ROIC] (2018 - 2025)
Medallion Financial's Return on Invested Capital [ROIC] was 19.80% in Q3 2025, down 2.10 percentage points from 21.90% a year earlier but up 0.46 percentage points from the prior quarter.
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Analysis
Medallion Financial (MFIN) Return on Invested Capital [ROIC] (2018 - 2025) Analysis & Trends
For FY2024, Return on Invested Capital [ROIC] at Medallion Financial came in at 22.18%, down 4.44 percentage points from FY2023.
- Return on Invested Capital [ROIC] shows a five-year change of +13.29 percentage points (FY2019 to FY2024).
- In earlier years, Return on Invested Capital [ROIC] was 26.62% in FY2023 (+5.70 pp), 20.92% in FY2022 (-0.37 pp), 21.29% in FY2021 (+21.83 pp) and -0.54% in FY2020 (-9.43 pp).
- Quarterly Return on Invested Capital [ROIC] has moved between -0.53% (Q4 2020) and 25.34% (Q4 2023) over five years.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for five straight quarters, with an average year-over-year change of -1.53 percentage points over the last seven quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q4 2021 (a gain of 23.19 percentage points); the worst was Q4 2020 (a drop of 9.55 percentage points).
- Per Business Quant data, MFIN's Return on Invested Capital [ROIC] in the three quarters before Q3 2025 was 19.34% (Q2 2025), 20.31% (Q1 2025) and 20.79% (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | Medallion Financial | 277.64 Mn | -73.53 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 19.80% |
| Jun 30, 2025 | 19.34% |
| Mar 31, 2025 | 20.31% |
| Dec 31, 2024 | 20.79% |
| Sep 30, 2024 | 21.90% |
| Jun 30, 2024 | 21.96% |
| Mar 31, 2024 | 23.93% |
| Dec 31, 2023 | 25.34% |
| Sep 30, 2023 | 22.84% |
| Jun 30, 2023 | 21.06% |
| Mar 31, 2023 | 21.74% |
| Dec 31, 2021 | 22.66% |
| Sep 30, 2021 | 20.12% |
| Jun 30, 2021 | 8.62% |
| Mar 31, 2021 | 4.12% |
| Dec 31, 2020 | -0.53% |
| Mar 31, 2020 | 4.65% |
| Dec 31, 2019 | 9.02% |
| Sep 30, 2019 | 11.46% |
| Jun 30, 2019 | 1.43% |
API Access
Medallion Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=MFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "MFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=MFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();