Spectral AI (MDAI) Debt Ratio (2021 - 2026)

Spectral AI's Debt Ratio history runs 5 years deep, the most recent figure standing at 0.25 for Q1 2026.

• Quarterly Debt Ratio fell 32.17% year-over-year to 0.25 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.25 (down 32.17% YoY) and the FY2025 annual result came in at 0.26, down 39.26% from the prior year.
• Debt Ratio was 0.25 for Q1 2026 at Spectral AI, down from 0.26 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.5 in Q2 2024 and bottomed at 0.0 in Q3 2022.
• A 4-year average of 0.27 and a median of 0.29 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio surged 1257.71% — and 2025, when it slumped 39.26%.
• Spectral AI's Debt Ratio stood at 0.0 in 2022, then jumped by 49257.9% to 0.43 in 2024, then slumped by 39.26% to 0.26 in 2025, then slipped by 1.88% to 0.25 in 2026.
• Business Quant data shows MDAI's Debt Ratio at 0.25 in Q1 2026, 0.26 in Q4 2025, and 0.43 in Q3 2025.