Mercury General (MCY) Operating Margin (2009 - 2026)
Mercury General (MCY) recorded quarterly Operating Margin of 45.28% in Q1 2026, down 123.31% on a QoQ basis from 194.26% in Q4 2025, and down 2938.0% year-over-year from 1.6% in Q1 2025.
Mercury General (MCY) Operating Margin (2009 - 2026) Analysis & Trends
Mercury General has disclosed Operating Margin across 18 years of filings, most recently posting 45.28% for Q1 2026.
- Quarterly Operating Margin fell 2938.0% year-over-year to 45.28% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 25.78% (up 3931.0% YoY) and the FY2025 annual result came in at 3.95%, down 95.0% from the prior year.
- Operating Margin eased to 45.28% in Q1 2026, from 194.26% in the prior quarter.
- Over five years, Operating Margin peaked at 194.26% in Q4 2025 and troughed at 97.42% in Q2 2023.
- A 5-year average of 0.5% and a median of 37.08% in 2024 frame the typical range for Operating Margin.
- Annual changes were most pronounced in 2022 — Operating Margin jumped 27286 bps — and 2024, when it plunged 22690 bps.
- Tracing MCY's Operating Margin over 5 years: stood at 185.74% in 2022, then grew by 2 bps to 189.82% in 2023, then plunged by 120 bps to 37.08% in 2024, then jumped by 624 bps to 194.26% in 2025, then slumped by 123 bps to 45.28% in 2026.
- Business Quant data shows MCY's Operating Margin at 45.28% in Q1 2026, 194.26% in Q4 2025, and 50.12% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Mercury General | 5.62 Bn | 2.97 Bn | 606.86 Mn | -45.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -45.28% |
| Dec 31, 2025 | 194.26% |
| Sep 30, 2025 | -50.12% |
| Jun 30, 2025 | 7.49% |
| Mar 31, 2025 | -15.91% |
| Dec 31, 2024 | -37.08% |
| Sep 30, 2024 | -0.72% |
| Jun 30, 2024 | -6.11% |
| Mar 31, 2024 | 0.95% |
| Dec 31, 2023 | 189.82% |
| Sep 30, 2023 | -78.76% |
| Jun 30, 2023 | -97.42% |
| Mar 31, 2023 | -89.61% |
| Dec 31, 2022 | 185.74% |
| Sep 30, 2022 | -82.22% |
| Jun 30, 2022 | -43.38% |
| Mar 31, 2022 | -40.15% |
| Dec 31, 2021 | -87.12% |
| Sep 30, 2021 | -73.61% |
| Jun 30, 2021 | -66.22% |