Mercury General (MCY) Net Margin (2009 - 2026)

Mercury General (MCY) recorded quarterly Net Margin of 12.37% in Q1 2026, down 11.75% on a QoQ basis from 14.01% in Q4 2025, and up 2014.0% year-over-year from 0.58% in Q1 2025.

Mercury General (MCY) Net Margin (2009 - 2026) Analysis & Trends

Mercury General has disclosed Net Margin across 18 years of filings, most recently posting 12.37% for Q1 2026.

  • Quarterly Net Margin rose 2014.0% year-over-year to 12.37% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.3% (up 848.0% YoY) and the FY2025 annual result came in at 9.83%, up 61.0% from the prior year.
  • Net Margin slipped to 12.37% in Q1 2026, from 14.01% in the prior quarter.
  • Over five years, Net Margin peaked at 19.88% in Q3 2025 and troughed at 26.82% in Q2 2022.
  • A 5-year average of 1.87% and a median of 5.06% in 2024 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2022 — Net Margin tumbled 3860 bps — and 2023, when it surged 2280 bps.
  • Tracing MCY's Net Margin over 5 years: stood at 0.59% in 2022, then surged by 2469 bps to 13.92% in 2023, then retreated by 25 bps to 10.46% in 2024, then jumped by 34 bps to 14.01% in 2025, then fell by 12 bps to 12.37% in 2026.
  • Business Quant data shows MCY's Net Margin at 12.37% in Q1 2026, 14.01% in Q4 2025, and 19.88% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 Mercury General 5.62 Bn 2.97 Bn 606.86 Mn 12.37%

Historic Data

Download Data
DateValue
Mar 31, 2026 12.37%
Dec 31, 2025 14.01%
Sep 30, 2025 19.88%
Jun 30, 2025 11.26%
Mar 31, 2025 -7.77%
Dec 31, 2024 10.46%
Sep 30, 2024 17.48%
Jun 30, 2024 5.06%
Mar 31, 2024 5.77%
Dec 31, 2023 13.92%
Sep 30, 2023 -0.77%
Jun 30, 2023 -4.02%
Mar 31, 2023 -4.09%
Dec 31, 2022 -0.59%
Sep 30, 2022 -9.86%
Jun 30, 2022 -26.82%
Mar 31, 2022 -24.44%
Dec 31, 2021 3.18%
Sep 30, 2021 0.13%
Jun 30, 2021 11.78%