Growth Metrics

Mercury General (MCY) Net Margin (2016 - 2026)

Mercury General filings provide 16 years of Net Margin readings, the most recent being 13.19% for Q4 2025.

  • On a quarterly basis, Net Margin rose 579.0% to 13.19% in Q4 2025 year-over-year; TTM through Dec 2025 was 9.03%, a 31.0% increase, with the full-year FY2025 number at 9.03%, up 48.0% from a year prior.
  • Net Margin hit 13.19% in Q4 2025 for Mercury General, down from 17.69% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 17.69% in Q3 2025 to a low of 26.82% in Q2 2022.
  • Median Net Margin over the past 5 years was 3.99% (2021), compared with a mean of 2.24%.
  • Biggest five-year swings in Net Margin: skyrocketed 3133bps in 2021 and later plummeted -3860bps in 2022.
  • Mercury General's Net Margin stood at 3.18% in 2021, then crashed by -118bps to 0.59% in 2022, then surged by 2955bps to 16.72% in 2023, then tumbled by -56bps to 7.4% in 2024, then soared by 78bps to 13.19% in 2025.
  • The last three reported values for Net Margin were 13.19% (Q4 2025), 17.69% (Q3 2025), and 11.26% (Q2 2025) per Business Quant data.