Mercury General (MCY) Net Margin (2009 - 2026)
Mercury General (MCY) recorded quarterly Net Margin of 12.37% in Q1 2026, down 11.75% on a QoQ basis from 14.01% in Q4 2025, and up 2014.0% year-over-year from 0.58% in Q1 2025.
Mercury General (MCY) Net Margin (2009 - 2026) Analysis & Trends
Mercury General has disclosed Net Margin across 18 years of filings, most recently posting 12.37% for Q1 2026.
- Quarterly Net Margin rose 2014.0% year-over-year to 12.37% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.3% (up 848.0% YoY) and the FY2025 annual result came in at 9.83%, up 61.0% from the prior year.
- Net Margin slipped to 12.37% in Q1 2026, from 14.01% in the prior quarter.
- Over five years, Net Margin peaked at 19.88% in Q3 2025 and troughed at 26.82% in Q2 2022.
- A 5-year average of 1.87% and a median of 5.06% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 3860 bps — and 2023, when it surged 2280 bps.
- Tracing MCY's Net Margin over 5 years: stood at 0.59% in 2022, then surged by 2469 bps to 13.92% in 2023, then retreated by 25 bps to 10.46% in 2024, then jumped by 34 bps to 14.01% in 2025, then fell by 12 bps to 12.37% in 2026.
- Business Quant data shows MCY's Net Margin at 12.37% in Q1 2026, 14.01% in Q4 2025, and 19.88% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Mercury General | 5.62 Bn | 2.97 Bn | 606.86 Mn | 12.37% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.37% |
| Dec 31, 2025 | 14.01% |
| Sep 30, 2025 | 19.88% |
| Jun 30, 2025 | 11.26% |
| Mar 31, 2025 | -7.77% |
| Dec 31, 2024 | 10.46% |
| Sep 30, 2024 | 17.48% |
| Jun 30, 2024 | 5.06% |
| Mar 31, 2024 | 5.77% |
| Dec 31, 2023 | 13.92% |
| Sep 30, 2023 | -0.77% |
| Jun 30, 2023 | -4.02% |
| Mar 31, 2023 | -4.09% |
| Dec 31, 2022 | -0.59% |
| Sep 30, 2022 | -9.86% |
| Jun 30, 2022 | -26.82% |
| Mar 31, 2022 | -24.44% |
| Dec 31, 2021 | 3.18% |
| Sep 30, 2021 | 0.13% |
| Jun 30, 2021 | 11.78% |