Mercury General (MCY) Net Margin (2009 - 2026)
Mercury General's (MCY) quarterly Net Margin came in at 13.11% in Q1 2026, up 2155.0% YoY from 0.58% in Q1 2025, and down 6.44% on a QoQ basis from 14.01% in Q4 2025.
Analysis
Mercury General (MCY) Net Margin (2009 - 2026) Analysis & Trends
Mercury General (MCY) has 18 years of Net Margin data on file, last reported at 13.11% in Q1 2026.
- Quarterly Net Margin rose 2155.0% year-over-year to 13.11% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.51% (up 902.0% YoY) and the FY2025 annual result came in at 9.83%, up 128.0% from the prior year.
- Net Margin slipped to 13.11% in Q1 2026, from 14.01% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 19.88% in Q3 2025 to a low of 26.82% in Q2 2022.
- A 5-year average of 1.7% and a median of 5.06% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 3860 bps — and 2023, when it surged 2280 bps.
- Tracing MCY's Net Margin over 5 years: stood at 0.67% in 2022, then soared by 2176 bps to 13.92% in 2023, then tumbled by 47 bps to 7.4% in 2024, then surged by 89 bps to 14.01% in 2025, then dropped by 6 bps to 13.11% in 2026.
- The last three Net Margin figures came in at 13.11% (Q1 2026), 14.01% (Q4 2025), and 19.88% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 18.17% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 29.36% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 29.09% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 9.95% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 8.64% |
| 10 | Mercury General | 5.70 Bn | -16.17 Bn | 708.49 Mn | 15.67% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.67% |
| Mar 31, 2026 | 12.37% |
| Dec 31, 2025 | 13.19% |
| Sep 30, 2025 | 17.69% |
| Jun 30, 2025 | 11.26% |
| Mar 31, 2025 | -7.77% |
| Dec 31, 2024 | 7.40% |
| Sep 30, 2024 | 15.08% |
| Jun 30, 2024 | 4.79% |
| Mar 31, 2024 | 5.77% |
| Dec 31, 2023 | 13.92% |
| Sep 30, 2023 | -0.75% |
| Jun 30, 2023 | -3.84% |
| Mar 31, 2023 | -4.09% |
| Dec 31, 2022 | -0.67% |
| Sep 30, 2022 | -9.86% |
| Jun 30, 2022 | -21.33% |
| Mar 31, 2022 | -20.46% |
| Dec 31, 2021 | 2.90% |
| Sep 30, 2021 | 0.13% |