Mercury General (MCY) Gross Margin (2009 - 2026)
Mercury General (MCY) recorded quarterly Gross Margin of 39.41% in Q1 2026, down 86.09% on a QoQ basis from 283.3% in Q4 2025, and down 5489.0% year-over-year from 0.73% in Q1 2025.
Mercury General (MCY) Gross Margin (2009 - 2026) Analysis & Trends
Mercury General has disclosed Gross Margin across 18 years of filings, most recently posting 39.41% for Q1 2026.
- Quarterly Gross Margin fell 5489.0% year-over-year to 39.41% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 112.56% (up 1926.0% YoY) and the FY2025 annual result came in at 92.84%, down 71.0% from the prior year.
- Gross Margin eased to 39.41% in Q1 2026, from 283.3% in the prior quarter.
- Over five years, Gross Margin peaked at 287.24% in Q4 2022 and troughed at 13.21% in Q2 2023.
- A 5-year average of 102.08% and a median of 91.56% in 2024 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2022 — Gross Margin soared 26851 bps — and 2024, when it sank 18095 bps.
- Tracing MCY's Gross Margin over 5 years: stood at 287.24% in 2022, then retreated by 5 bps to 272.51% in 2023, then plunged by 66 bps to 91.56% in 2024, then surged by 209 bps to 283.3% in 2025, then plunged by 86 bps to 39.41% in 2026.
- Business Quant data shows MCY's Gross Margin at 39.41% in Q1 2026, 283.3% in Q4 2025, and 37.41% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | Mercury General | 5.62 Bn | 2.97 Bn | 606.86 Mn | 39.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 39.41% |
| Dec 31, 2025 | 283.30% |
| Sep 30, 2025 | 37.41% |
| Jun 30, 2025 | 93.50% |
| Mar 31, 2025 | 94.30% |
| Dec 31, 2024 | 91.56% |
| Sep 30, 2024 | 93.42% |
| Jun 30, 2024 | 93.39% |
| Mar 31, 2024 | 93.95% |
| Dec 31, 2023 | 272.51% |
| Sep 30, 2023 | 22.67% |
| Jun 30, 2023 | 13.21% |
| Mar 31, 2023 | 16.00% |
| Dec 31, 2022 | 287.24% |
| Sep 30, 2022 | 21.01% |
| Jun 30, 2022 | 91.16% |
| Mar 31, 2022 | 91.27% |
| Dec 31, 2021 | 18.74% |
| Sep 30, 2021 | 25.82% |
| Jun 30, 2021 | 29.09% |