Mercury General (MCY) FCF Payout Ratio (2009 - 2026)

Mercury General (MCY) recorded quarterly FCF Payout Ratio of 0.06 in Q1 2026, down 11.32% on a QoQ basis from 0.06 in Q4 2025, and up 126.51% year-over-year from 0.03 in Q1 2025.

Mercury General (MCY) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Mercury General has disclosed FCF Payout Ratio across 18 years of filings, most recently posting 0.06 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 126.51% year-over-year to 0.06 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.05 (down 48.79% YoY) and the FY2025 annual result came in at 0.07, down 3.65% from the prior year.
  • FCF Payout Ratio eased to 0.06 in Q1 2026, from 0.06 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 1.85 in Q1 2023 and troughed at 0.21 in Q1 2025.
  • A 5-year average of 0.23 and a median of 0.08 in 2023 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio surged 418.03% — and 2025, when it slumped 322.81%.
  • Tracing MCY's FCF Payout Ratio over 5 years: stood at 0.3 in 2022, then plunged by 73.18% to 0.08 in 2023, then slipped by 8.66% to 0.07 in 2024, then declined by 13.82% to 0.06 in 2025, then retreated by 11.32% to 0.06 in 2026.
  • Business Quant data shows MCY's FCF Payout Ratio at 0.06 in Q1 2026, 0.06 in Q4 2025, and 0.04 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.10
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 1.85
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.11
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.01
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.05
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.20
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.23
10 Mercury General 5.62 Bn 2.97 Bn 606.86 Mn 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 -0.21
Dec 31, 2024 0.07
Sep 30, 2024 0.06
Jun 30, 2024 0.07
Mar 31, 2024 0.10
Dec 31, 2023 0.08
Sep 30, 2023 0.15
Jun 30, 2023 0.23
Mar 31, 2023 1.85
Dec 31, 2022 0.30
Sep 30, 2022 0.22
Jun 30, 2022 0.44
Mar 31, 2022 0.36
Dec 31, 2021 0.57
Sep 30, 2021 0.35
Jun 30, 2021 0.26