Mercury General (MCY) Asset Utilization Ratio (2010 - 2026)
Mercury General's (MCY) quarterly Asset Utilization Ratio came in at 0.6 in Q1 2026, down 0.84% YoY from 0.6 in Q1 2025, and little changed on a QoQ basis from 0.59 in Q4 2025.
Analysis
Mercury General (MCY) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
Mercury General (MCY) has 17 years of Asset Utilization Ratio data on file, last reported at 0.6 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 0.84% year-over-year to 0.6 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6 (down 0.84% YoY) and the FY2025 annual result came in at 0.62, down 13.28% from the prior year.
- Asset Utilization Ratio was little changed at 0.6 in Q1 2026, from 0.59 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.64 in Q3 2024 to a low of 0.53 in Q2 2022.
- A 5-year average of 0.6 and a median of 0.6 in 2025 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio grew 15.25% — and 2025, when it declined 6.54%.
- Tracing MCY's Asset Utilization Ratio over 5 years: stood at 0.55 in 2022, then increased by 15.25% to 0.64 in 2023, then declined by 3.2% to 0.62 in 2024, then declined by 4.04% to 0.59 in 2025, then increased by 0.36% to 0.6 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.6 (Q1 2026), 0.59 (Q4 2025), and 0.6 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.69 Bn | 120.92 Bn | 9.13 Bn | 0.22 |
| 2 | Progressive | 130.84 Bn | 125.84 Bn | 9.04 Bn | 0.74 |
| 3 | Travelers Companies | 78.89 Bn | 55.13 Bn | 6.23 Bn | 0.34 |
| 4 | Allstate | 67.97 Bn | 29.24 Bn | 16.28 Bn | 0.56 |
| 5 | Fairfax Financial Holdings | 36.01 Bn | 36.01 Bn | - | - |
| 6 | Cincinnati Financial | 26.86 Bn | 24.97 Bn | 2.39 Bn | 0.33 |
| 7 | Markel | 23.11 Bn | 6.22 Bn | 2.83 Bn | 0.22 |
| 8 | Loews | 22.60 Bn | 303.94 Mn | 2.57 Bn | 0.22 |
| 9 | Assurant | 14.23 Bn | 12.20 Bn | 2.71 Bn | 0.37 |
| 10 | Mercury General | 5.87 Bn | -16.01 Bn | 708.49 Mn | 0.62 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.62 |
| Mar 31, 2026 | 0.63 |
| Dec 31, 2025 | 0.63 |
| Sep 30, 2025 | 0.63 |
| Jun 30, 2025 | 0.64 |
| Mar 31, 2025 | 0.65 |
| Dec 31, 2024 | 0.67 |
| Sep 30, 2024 | 0.69 |
| Jun 30, 2024 | 0.67 |
| Mar 31, 2024 | 0.67 |
| Dec 31, 2023 | 0.66 |
| Sep 30, 2023 | 0.63 |
| Jun 30, 2023 | 0.63 |
| Mar 31, 2023 | 0.63 |
| Dec 31, 2022 | 0.61 |
| Sep 30, 2022 | 0.62 |
| Jun 30, 2022 | 0.60 |
| Mar 31, 2022 | 0.59 |
| Dec 31, 2021 | 0.59 |
| Sep 30, 2021 | 0.58 |