Mechanics Bancorp (MCHB) Return on Invested Capital [ROIC] (2012 - 2026)
Mechanics Bancorp's Return on Invested Capital [ROIC] was 16.95% in Q2 2026, up 7.99 percentage points from 8.96% a year earlier and up 1.26 percentage points from the prior quarter.
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Analysis
Mechanics Bancorp (MCHB) Return on Invested Capital [ROIC] (2012 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at Mechanics Bancorp came in at 14.28%, up 8.82 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a five-year change of +6.10 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 5.46% in FY2024 (-0.14 pp), 5.60% in FY2023 (-3.51 pp), 9.11% in FY2022 (-3.48 pp) and 12.59% in FY2021 (+4.42 pp).
- The Q2 2026 figure marks the highest quarterly Return on Invested Capital [ROIC] since Q4 2012.
- Compared with a year earlier, Return on Invested Capital [ROIC] has increased for seven straight quarters, with an average year-over-year change of +4.73 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q2 2026 (a gain of 7.99 percentage points); the worst was Q3 2022 (a drop of 10.00 percentage points).
- Per Business Quant data, MCHB's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 15.69% (Q1 2026), 15.08% (Q4 2025) and 10.82% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | Mechanics Bancorp | 3.25 Bn | 387.49 Mn | - | 16.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.39% |
| Jun 30, 2026 | 16.95% |
| Mar 31, 2026 | 15.69% |
| Dec 31, 2025 | 15.04% |
| Sep 30, 2025 | 11.14% |
| Jun 30, 2025 | 8.96% |
| Mar 31, 2025 | 8.28% |
| Dec 31, 2024 | 6.69% |
| Sep 30, 2024 | 4.77% |
| Jun 30, 2024 | 4.85% |
| Mar 31, 2024 | 4.70% |
| Dec 31, 2023 | 4.94% |
| Sep 30, 2023 | 6.24% |
| Jun 30, 2023 | 2.11% |
| Mar 31, 2023 | 6.26% |
| Dec 31, 2022 | 5.90% |
| Sep 30, 2022 | 5.04% |
| Jun 30, 2022 | 6.54% |
| Mar 31, 2022 | 11.99% |
| Dec 31, 2021 | 15.01% |
API Access
Mechanics Bancorp Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=MCHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();