Mechanics Bancorp (MCHB) Return on Assets [ROA] (2012 - 2026)
Mechanics Bancorp's Return on Assets [ROA] was 1.32% in Q2 2026, down 0.99 percentage points from 2.31% a year earlier but up 0.10 percentage points from the prior quarter.
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Analysis
Mechanics Bancorp (MCHB) Return on Assets [ROA] (2012 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Mechanics Bancorp came in at 1.37%, up 1.14 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of +0.23 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 0.22% in FY2024 (+0.52 pp), -0.29% in FY2023 (-1.10 pp), 0.80% in FY2022 (-0.80 pp) and 1.60% in FY2021 (+0.46 pp).
- Quarterly Return on Assets [ROA] has moved between -0.43% (Q1 2024) and 2.31% (Q2 2025) over five years.
- Compared with a year earlier, Return on Assets [ROA] was higher in seven of the last eight quarters, with an average year-over-year change of +0.75 percentage points.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q2 2025 (a gain of 2.47 percentage points); the worst was Q3 2023 (a drop of 1.16 percentage points).
- Per Business Quant data, MCHB's Return on Assets [ROA] in the three quarters before Q2 2026 was 1.22% (Q1 2026), 1.18% (Q4 2025) and 1.27% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 1,525.80% |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.82% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.23% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.93% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.03% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.52% |
| 10 | Mechanics Bancorp | 3.25 Bn | 387.49 Mn | - | 1.23% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.23% |
| Jun 30, 2026 | 1.32% |
| Mar 31, 2026 | 1.22% |
| Dec 31, 2025 | 1.18% |
| Sep 30, 2025 | 1.36% |
| Jun 30, 2025 | 2.31% |
| Mar 31, 2025 | 1.06% |
| Dec 31, 2024 | 0.61% |
| Sep 30, 2024 | 0.25% |
| Jun 30, 2024 | -0.16% |
| Mar 31, 2024 | -0.43% |
| Dec 31, 2023 | -0.29% |
| Sep 30, 2023 | -0.16% |
| Jun 30, 2023 | 0.03% |
| Mar 31, 2023 | 0.54% |
| Dec 31, 2022 | 0.72% |
| Sep 30, 2022 | 0.99% |
| Jun 30, 2022 | 1.17% |
| Mar 31, 2022 | 1.44% |
| Dec 31, 2021 | 1.58% |
API Access
Mechanics Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MCHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();