Mechanics Bancorp (MCHB) EBT Margin (2010 - 2026)
Mechanics Bancorp's EBT Margin was 39.44% in Q2 2026, up 0.01 percentage points from 39.43% a year earlier and up 8.51 percentage points from the prior quarter.
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Analysis
Mechanics Bancorp (MCHB) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Mechanics Bancorp's EBT Margin was 37.12% through Jun 30, 2026, down 4.24 percentage points year-over-year; for FY2025, it came in at 39.52%, up 30.13 percentage points from FY2024.
- EBT Margin shows a five-year change of +11.06 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 9.39% in FY2024 (+25.09 pp), -15.70% in FY2023 (-45.42 pp), 29.72% in FY2022 (-12.55 pp) and 42.27% in FY2021 (+13.81 pp).
- Quarterly EBT Margin has moved between -68.09% (Q2 2023) and 59.22% (Q4 2025) over five years.
- Compared with a year earlier, EBT Margin was higher in six of the last eight quarters, with an average year-over-year change of +24.64 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q1 2025 (a gain of 68.22 percentage points); the worst was Q2 2023 (a drop of 98.79 percentage points).
- Per Business Quant data, MCHB's EBT Margin in the three quarters before Q2 2026 was 30.93% (Q1 2026), 59.22% (Q4 2025) and 17.66% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Mechanics Bancorp | 3.25 Bn | 387.49 Mn | - | 38.68% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 38.68% |
| Jun 30, 2026 | 39.44% |
| Mar 31, 2026 | 30.93% |
| Dec 31, 2025 | 51.71% |
| Sep 30, 2025 | 25.14% |
| Jun 30, 2025 | 39.43% |
| Mar 31, 2025 | 42.85% |
| Dec 31, 2024 | 45.73% |
| Sep 30, 2024 | 37.52% |
| Jun 30, 2024 | -18.64% |
| Mar 31, 2024 | -25.38% |
| Dec 31, 2023 | -8.73% |
| Sep 30, 2023 | 2.83% |
| Jun 30, 2023 | -68.09% |
| Mar 31, 2023 | 10.88% |
| Dec 31, 2022 | 17.05% |
| Sep 30, 2022 | 34.65% |
| Jun 30, 2022 | 30.70% |
| Mar 31, 2022 | 35.13% |
| Dec 31, 2021 | 44.03% |
API Access
Mechanics Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=MCHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();