Merchants Bancorp (MBIN) Provisions (2016 - 2026)
Merchants Bancorp (MBIN) posted Provisions of $10.72 million for Q2 2026, down 80.3% from $54.5 million a year earlier and down 32.6% from the prior quarter.
Merchants Bancorp (MBIN) Provisions (2016 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at Merchants Bancorp was $90.52 million, up 20.0% year-over-year; for FY2025, it was $122.9 million, up 405.8% from FY2024.
- In prior years, Merchants Bancorp's Provisions was $24.3 million in FY2024 (-39.6%), $40.23 million in FY2023 (+132.5%), $17.3 million in FY2022 (+245.2%) and $5.01 million in FY2021.
- The Q2 2026 figure stands as the lowest quarterly Provisions since Q1 2025.
- On a year-over-year basis, Provisions increased in six of the last eight quarters, with growth averaging 190.6%.
- The strongest year-over-year quarter for Provisions in the past five years was Q4 2025, with growth of 631.9%; the weakest was Q2 2026, with a decline of 80.3%.
- According to Business Quant data, Provisions for the three prior quarters was $15.9 million (Q1 2026), $32.9 million (Q4 2025) and $31 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Merchants Bancorp | 2.28 Bn | -1.22 Bn | - | 10.72 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.72 Mn |
| Mar 31, 2026 | 15.90 Mn |
| Dec 31, 2025 | 32.90 Mn |
| Sep 30, 2025 | 31.00 Mn |
| Jun 30, 2025 | 54.50 Mn |
| Mar 31, 2025 | 9.51 Mn |
| Dec 31, 2024 | 4.50 Mn |
| Sep 30, 2024 | 6.90 Mn |
| Jun 30, 2024 | 10.00 Mn |
| Mar 31, 2024 | 5.50 Mn |
| Dec 31, 2023 | 6.75 Mn |
| Sep 30, 2023 | 4.01 Mn |
| Jun 30, 2023 | 22.60 Mn |
| Mar 31, 2023 | 7.82 Mn |
| Dec 31, 2022 | 6.41 Mn |
| Sep 30, 2022 | 2.23 Mn |
| Jun 30, 2022 | 6.21 Mn |
| Mar 31, 2022 | 2.45 Mn |
| Dec 31, 2021 | 2.59 Mn |
| Sep 30, 2021 | 1.08 Mn |
Merchants Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=MBIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "MBIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=MBIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();