Merchants Bancorp (MBIN) Provisions (2016 - 2026)
Merchants Bancorp (MBIN) posted Provisions of $10.7 million for Q2 2026, down 32.61% on a QoQ basis from $15.9 million in Q1 2026, and down 80.34% year-over-year from $54.5 million in Q2 2025.
Analysis
Merchants Bancorp (MBIN) Provisions (2016 - 2026) Analysis & Trends
Merchants Bancorp has reported Provisions for 11 years, with the latest figure at $10.7 million in Q2 2026.
- On a quarterly basis, Provisions fell 80.34% year-over-year to $10.7 million in Q2 2026; TTM through Jun 2026 was $90.5 million, a 20.05% increase from a year earlier, with the FY2025 full-year figure at $122.9 million, up 405.78% from the prior year.
- Provisions was $10.7 million for Q2 2026 at Merchants Bancorp, down from $15.9 million in the prior quarter.
- The five-year high for Provisions was $54.5 million in Q2 2025, with the low at $2.2 million in Q3 2022.
- Average Provisions over 5 years is $13.3 million, with a median of $7.4 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2026: Provisions surged 2072.06% in 2022, then slumped 80.34% in 2026.
- Over 5 years, Provisions stood at $6.4 million in 2022, then grew by 5.31% to $6.7 million in 2023, then tumbled by 33.36% to $4.5 million in 2024, then jumped by 631.85% to $32.9 million in 2025, then sank by 67.44% to $10.7 million in 2026.
- The last three Provisions figures came in at $10.7 million (Q2 2026), $15.9 million (Q1 2026), and $32.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 395.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 131.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 120.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 132.00 Mn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 146.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 68.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -10.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 111.00 Mn |
| 10 | Merchants Bancorp | 2.41 Bn | 1.57 Bn | - | 10.72 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.72 Mn |
| Mar 31, 2026 | 15.90 Mn |
| Dec 31, 2025 | 32.90 Mn |
| Sep 30, 2025 | 31.00 Mn |
| Jun 30, 2025 | 54.50 Mn |
| Mar 31, 2025 | 9.51 Mn |
| Dec 31, 2024 | 4.50 Mn |
| Sep 30, 2024 | 6.90 Mn |
| Jun 30, 2024 | 10.00 Mn |
| Mar 31, 2024 | 5.50 Mn |
| Dec 31, 2023 | 6.75 Mn |
| Sep 30, 2023 | 4.01 Mn |
| Jun 30, 2023 | 22.60 Mn |
| Mar 31, 2023 | 7.82 Mn |
| Dec 31, 2022 | 6.41 Mn |
| Sep 30, 2022 | 2.23 Mn |
| Jun 30, 2022 | 6.21 Mn |
| Mar 31, 2022 | 2.45 Mn |
| Dec 31, 2021 | 2.59 Mn |
| Sep 30, 2021 | 1.08 Mn |