Merchants Bancorp (MBIN) FCF Payout Ratio (2016 - 2026)
Merchants Bancorp's (MBIN) quarterly FCF Payout Ratio came in at 0.03 in Q1 2026, down 124.98% year-on-year from 0.1 in Q1 2025, and up 34.36% quarter-over-quarter from 0.04 in Q4 2025.
Merchants Bancorp (MBIN) FCF Payout Ratio (2016 - 2026) Analysis & Trends
Merchants Bancorp's FCF Payout Ratio history runs 11 years deep, the most recent figure standing at 0.03 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 124.98% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.06, a 66.68% increase from a year earlier, with the FY2025 full-year figure at 0.17, down 190.34% from the prior year.
- FCF Payout Ratio rose to 0.03 in Q1 2026 per MBIN's latest filing, from 0.04 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.62 in Q3 2025 and bottomed at 0.91 in Q4 2024.
- The 5-year median for FCF Payout Ratio is 0.02 (2023), against an average of 0.02.
- Across the five-year window, FCF Payout Ratio slumped 5616.73% in 2024 and soared 2692.96% in 2025, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.01 in 2022, then surged by 220.36% to 0.02 in 2023, then slumped by 5616.73% to 0.91 in 2024, then jumped by 95.73% to 0.04 in 2025, then jumped by 34.36% to 0.03 in 2026.
- Per Business Quant, the three latest MBIN FCF Payout Ratio figures stand at 0.03 (Q1 2026), 0.04 (Q4 2025), and 0.62 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Merchants Bancorp | 2.14 Bn | 1.51 Bn | - | -0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.03 |
| Dec 31, 2025 | -0.04 |
| Sep 30, 2025 | 0.62 |
| Jun 30, 2025 | -0.11 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | -0.91 |
| Sep 30, 2024 | -0.02 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | -0.03 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | -0.02 |
| Jun 30, 2023 | -0.05 |
| Mar 31, 2023 | -0.04 |
| Dec 31, 2022 | -0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | -0.01 |
| Jun 30, 2021 | -0.32 |