Merchants Bancorp (MBIN) FCF Payout Ratio (2016 - 2026)

Merchants Bancorp's (MBIN) quarterly FCF Payout Ratio came in at 0.03 in Q1 2026, down 124.98% year-on-year from 0.1 in Q1 2025, and up 34.36% quarter-over-quarter from 0.04 in Q4 2025.

Merchants Bancorp (MBIN) FCF Payout Ratio (2016 - 2026) Analysis & Trends

Merchants Bancorp's FCF Payout Ratio history runs 11 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 124.98% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.06, a 66.68% increase from a year earlier, with the FY2025 full-year figure at 0.17, down 190.34% from the prior year.
  • FCF Payout Ratio rose to 0.03 in Q1 2026 per MBIN's latest filing, from 0.04 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.62 in Q3 2025 and bottomed at 0.91 in Q4 2024.
  • The 5-year median for FCF Payout Ratio is 0.02 (2023), against an average of 0.02.
  • Across the five-year window, FCF Payout Ratio slumped 5616.73% in 2024 and soared 2692.96% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.01 in 2022, then surged by 220.36% to 0.02 in 2023, then slumped by 5616.73% to 0.91 in 2024, then jumped by 95.73% to 0.04 in 2025, then jumped by 34.36% to 0.03 in 2026.
  • Per Business Quant, the three latest MBIN FCF Payout Ratio figures stand at 0.03 (Q1 2026), 0.04 (Q4 2025), and 0.62 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Merchants Bancorp 2.14 Bn 1.51 Bn - -0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.03
Dec 31, 2025 -0.04
Sep 30, 2025 0.62
Jun 30, 2025 -0.11
Mar 31, 2025 0.10
Dec 31, 2024 -0.91
Sep 30, 2024 -0.02
Jun 30, 2024 0.26
Mar 31, 2024 -0.03
Dec 31, 2023 0.02
Sep 30, 2023 -0.02
Jun 30, 2023 -0.05
Mar 31, 2023 -0.04
Dec 31, 2022 -0.01
Sep 30, 2022 0.01
Jun 30, 2022 -0.02
Mar 31, 2022 0.01
Dec 31, 2021 0.02
Sep 30, 2021 -0.01
Jun 30, 2021 -0.32