Live Oak Bancshares (LOB) Total Debt (2014 - 2026)
Live Oak Bancshares (LOB) posted Total Debt of $99.79 million for Q3 2026, down 5.0% from $105.05 million a year earlier and unchanged from the prior quarter.
Live Oak Bancshares (LOB) Total Debt (2014 - 2026) Analysis & Trends
At the end of FY2025, Live Oak Bancshares' Total Debt came in at $102.4 million, down 9.2% from FY2024.
- Annual Total Debt shows a five-year compound annual growth rate of -41.9% (FY2020 to FY2025).
- In prior years, Live Oak Bancshares' Total Debt was $112.82 million in FY2024 (+383.1%), $23.35 million in FY2023 (-71.9%), $83.2 million in FY2022 (-73.9%) and $318.29 million in FY2021 (-79.4%).
- Quarterly Total Debt has run from a low of $23.35 million in Q4 2023 to a high of $318.29 million in Q4 2021 over five years.
- On a year-over-year basis, Total Debt has declined in each of the last seven quarters, with growth averaging 40.8% over the last eight quarters.
- The strongest year-over-year quarter for Total Debt in the past five years was Q4 2024, with growth of 383.1%; the weakest was Q3 2022, with a decline of 93.8%.
- According to Business Quant data, Total Debt for the three prior quarters was $99.77 million (Q2 2026), $99.75 million (Q1 2026) and $102.4 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 3,583.44 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 47.85 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 380.92 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 388.59 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 9.69 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 1,089.54 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 127.84 Bn |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1,617.57 Bn |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 99.79 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 99.79 Mn |
| Jun 30, 2026 | 99.77 Mn |
| Mar 31, 2026 | 99.75 Mn |
| Dec 31, 2025 | 102.40 Mn |
| Sep 30, 2025 | 105.05 Mn |
| Jun 30, 2025 | 107.66 Mn |
| Mar 31, 2025 | 110.25 Mn |
| Dec 31, 2024 | 112.82 Mn |
| Sep 30, 2024 | 115.37 Mn |
| Jun 30, 2024 | 117.75 Mn |
| Mar 31, 2024 | 120.24 Mn |
| Dec 31, 2023 | 23.35 Mn |
| Sep 30, 2023 | 25.85 Mn |
| Jun 30, 2023 | 28.32 Mn |
| Mar 31, 2023 | 30.77 Mn |
| Dec 31, 2022 | 83.20 Mn |
| Sep 30, 2022 | 35.62 Mn |
| Jun 30, 2022 | 86.21 Mn |
| Mar 31, 2022 | 196.91 Mn |
| Dec 31, 2021 | 318.29 Mn |
Live Oak Bancshares Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();