Live Oak Bancshares (LOB) Return on Equity [ROE] (2015 - 2026)
Live Oak Bancshares (LOB) posted Return on Equity [ROE] of 10.58% for Q3 2026, up 4.46 percentage points from 6.11% a year earlier but down 0.14 percentage points from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) Return on Equity [ROE] (2015 - 2026) Analysis & Trends
For FY2025, Live Oak Bancshares' Return on Equity [ROE] came in at 9.36%, up 1.24 percentage points from FY2024.
- Annual Return on Equity [ROE] shows a five-year change of -1.46 percentage points (FY2020 to FY2025).
- In prior years, Live Oak Bancshares' Return on Equity [ROE] was 8.12% in FY2024 (-0.50 pp), 8.62% in FY2023 (-14.47 pp), 23.09% in FY2022 (-2.94 pp) and 26.03% in FY2021 (+15.21 pp).
- Quarterly Return on Equity [ROE] has run from a low of 5.33% in Q2 2025 to a high of 25.98% in Q2 2022 over five years.
- On a year-over-year basis, Return on Equity [ROE] has increased in each of the last four quarters, with an average year-over-year change of +0.02 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q4 2021, with a gain of 13.44 percentage points; the weakest was Q3 2023, with a drop of 18.59 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was 10.72% (Q2 2026), 9.93% (Q1 2026) and 8.60% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 17.67% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 14.29% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 17.55% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 15.91% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 17.90% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 18.32% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 12.93% |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 10.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.58% |
| Jun 30, 2026 | 10.72% |
| Mar 31, 2026 | 9.93% |
| Dec 31, 2025 | 8.60% |
| Sep 30, 2025 | 6.11% |
| Jun 30, 2025 | 5.33% |
| Mar 31, 2025 | 5.85% |
| Dec 31, 2024 | 7.70% |
| Sep 30, 2024 | 8.51% |
| Jun 30, 2024 | 11.70% |
| Mar 31, 2024 | 11.05% |
| Dec 31, 2023 | 8.43% |
| Sep 30, 2023 | 7.07% |
| Jun 30, 2023 | 7.56% |
| Mar 31, 2023 | 17.39% |
| Dec 31, 2022 | 21.85% |
| Sep 30, 2022 | 25.67% |
| Jun 30, 2022 | 25.98% |
| Mar 31, 2022 | 22.69% |
| Dec 31, 2021 | 23.78% |
API Access
Live Oak Bancshares Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();