Live Oak Bancshares, Inc. (LOB) Net Income (2014 - 2026)
Live Oak Bancshares (LOB) reported Net Income of $36.7 million for Q2 2026, up 56.9% from $23.39 million a year earlier and up 22.6% from the prior quarter.
Live Oak Bancshares, Inc. (LOB) Net Income (2014 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Live Oak Bancshares' Net Income came in at $139.24 million, up 149.0% year-over-year; for FY2025, it came in at $105.64 million, up 36.5% from FY2024.
- Net Income has a five-year compound annual growth rate of 12.2% (FY2020 to FY2025).
- By year, Net Income came in at $77.42 million in FY2024 (+4.8%), $73.9 million in FY2023 (-58.1%), $176.21 million in FY2022 (+5.5%) and $167 million in FY2021 (+180.5%).
- Five-year quarterly Net Income spans a low of $398,000 in Q1 2023 and a high of $97.04 million in Q2 2022.
- Year over year, Net Income has now increased in each of the last four quarters, with growth averaging 69.2% over the last eight quarters.
- The high point for year-over-year Net Income in five years was Q4 2023 (growth of 802.0%); the low point was Q1 2023 (a decline of 98.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $29.95 million (Q1 2026), $46.12 million (Q4 2025) and $26.47 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.80 Mn |
| Mar 31, 2026 | 30.04 Mn |
| Dec 31, 2025 | 46.21 Mn |
| Sep 30, 2025 | 26.52 Mn |
| Jun 30, 2025 | 23.43 Mn |
| Mar 31, 2025 | 9.72 Mn |
| Dec 31, 2024 | 9.90 Mn |
| Sep 30, 2024 | 13.03 Mn |
| Jun 30, 2024 | 26.96 Mn |
| Mar 31, 2024 | 27.59 Mn |
| Dec 31, 2023 | 16.16 Mn |
| Sep 30, 2023 | 39.79 Mn |
| Jun 30, 2023 | 17.54 Mn |
| Mar 31, 2023 | 398,000.00 |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 42.87 Mn |
| Jun 30, 2022 | 97.04 Mn |
| Mar 31, 2022 | 34.51 Mn |
| Dec 31, 2021 | 30.15 Mn |
| Sep 30, 2021 | 33.84 Mn |
Live Oak Bancshares, Inc. Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();