Live Oak Bancshares (LOB) Equity Ratio (2014 - 2026)

Live Oak Bancshares' Equity Ratio history runs 13 years deep, the most recent figure standing at 0.08 for Q1 2026.

• In Q1 2026, Equity Ratio rose 10.43% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (up 10.43% YoY), while the FY2025 annual figure was 0.08, up 6.52% from the prior year.
• Equity Ratio was 0.08 for Q1 2026 at Live Oak Bancshares, up from 0.08 in the prior quarter.
• In the past five years, Equity Ratio ranged from a high of 0.09 in Q2 2022 to a low of 0.08 in Q1 2025.
• Historically, Equity Ratio has averaged 0.08 across 5 years, with a median of 0.08 in 2024.
• The sharpest annual moves came in 2022 and 2023: Equity Ratio climbed 18.0% in 2022, then declined 11.35% in 2023.
• A 5-year view of Equity Ratio shows it stood at 0.08 in 2022, then dropped by 2.68% to 0.08 in 2023, then fell by 3.19% to 0.08 in 2024, then increased by 6.52% to 0.08 in 2025, then advanced by 1.44% to 0.08 in 2026.
• The last three Equity Ratio figures came in at 0.08 (Q1 2026), 0.08 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.