Live Oak Bancshares (LOB) EPS (Diluted) (2014 - 2026)
Live Oak Bancshares (LOB) recorded EPS (Diluted) of $0.52 in Q3 2026, down 5.9% from $0.55 a year earlier and down 30.1% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) EPS (Diluted) (2014 - 2026) Analysis & Trends
On a TTM basis, Live Oak Bancshares' EPS (Diluted) came in at $2.81 as of Sep 30, 2026, up 89.4% year-over-year; for FY2025, it was $2.23, up 32.1% from FY2024.
- Annual EPS (Diluted) has a five-year compound annual growth rate of 9.4% (FY2020 to FY2025).
- Across earlier years, EPS (Diluted) came in at $1.69 in FY2024 (+3.2%), $1.64 in FY2023 (-58.2%), $3.92 in FY2022 (+5.9%) and $3.71 in FY2021 (+159.9%).
- The Q3 2026 figure is the lowest quarterly EPS (Diluted) since Q2 2025.
- On a year-over-year basis, EPS (Diluted) rose in four of the last eight quarters, with growth averaging 67.9%.
- Peak year-over-year performance for EPS (Diluted) in the last five years was growth of 798.2% in Q4 2023, against a decline of 98.8% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $0.74 (Q2 2026), $0.60 (Q1 2026) and $0.96 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Diluted) (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 5.57 |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 1.50 |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 0.91 |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 2.02 |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 3.03 |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 3.06 |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 17.01 |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 0.14 |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.87 |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 0.52 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.52 |
| Jun 30, 2026 | 0.74 |
| Mar 31, 2026 | 0.60 |
| Dec 31, 2025 | 0.96 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.51 |
| Mar 31, 2025 | 0.21 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.28 |
| Jun 30, 2024 | 0.59 |
| Mar 31, 2024 | 0.60 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.88 |
| Jun 30, 2023 | 0.39 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.96 |
| Jun 30, 2022 | 2.17 |
| Mar 31, 2022 | 0.76 |
| Dec 31, 2021 | 0.67 |
API Access
Live Oak Bancshares EPS (Diluted) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-diluted&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-diluted", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-diluted&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();