Lincoln National (LNC) Interest Coverage Ratio (2009 - 2026)
Lincoln National's (LNC) quarterly Interest Coverage Ratio came in at 1.59 in Q2 2026, down 1.18% on a YoY basis from 1.61 in Q2 2025, and down 1.23% quarter-over-quarter from 1.61 in Q1 2026.
Analysis
Lincoln National (LNC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Lincoln National (LNC) has reported Interest Coverage Ratio for 18 consecutive years, with 1.59 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio fell 1.18% year-over-year to 1.59; the trailing twelve-month figure through Jun 2026 stood at 1.61 (up 6.22% YoY), and the FY2025 full-year result was 1.53, up 4.31% from the prior year.
- Interest Coverage Ratio fell to 1.59 in Q2 2026 per LNC's latest filing, from 1.61 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.85 in Q1 2022 and bottomed at 1.42 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 1.61 across 5 years, with a median of 1.61 in 2025.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio slipped 16.09% in 2024, then increased 13.21% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 1.71 in 2022, then dropped by 7.71% to 1.58 in 2023, then declined by 6.28% to 1.48 in 2024, then rose by 9.44% to 1.62 in 2025, then retreated by 2.22% to 1.59 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.59, 1.61, and 1.62 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Metlife | 62.16 Bn | 34.84 Bn | 7.82 Bn | 2.19 |
| 2 | Manulife Financial | 24.69 Bn | 25.90 Bn | - | 26.52 |
| 3 | Equitable Holdings | 14.62 Bn | -4.31 Bn | 1.22 Bn | -16.57 |
| 4 | Jackson Financial | 9.71 Bn | 3.72 Bn | - | 2.67 |
| 5 | Corebridge Financial | 9.48 Bn | -296.14 Bn | 2.79 Bn | 24.35 |
| 6 | Primerica | 9.02 Bn | 8.38 Bn | 717.74 Mn | 7.50 |
| 7 | Sun Life Financial | 8.56 Bn | 3.96 Bn | - | 42.11 |
| 8 | Brookfield Wealth Solutions | 8.52 Bn | -4.26 Bn | 1.92 Bn | 3.44 |
| 9 | Lincoln National | 8.41 Bn | -3.27 Bn | 2.62 Bn | 1.59 |
| 10 | Prudential Financial | 5.23 Bn | -26.69 Bn | 7.91 Bn | 2.93 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.62 |
| Sep 30, 2025 | 1.62 |
| Jun 30, 2025 | 1.61 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.42 |
| Mar 31, 2024 | 1.49 |
| Dec 31, 2023 | 1.58 |
| Sep 30, 2023 | 1.63 |
| Jun 30, 2023 | 1.69 |
| Mar 31, 2023 | 1.69 |
| Dec 31, 2022 | 1.71 |
| Sep 30, 2022 | 1.62 |
| Jun 30, 2022 | 1.80 |
| Mar 31, 2022 | 1.85 |
| Dec 31, 2021 | 1.89 |
| Sep 30, 2021 | 1.92 |