Lemonade (LMND) Net Margin (2019 - 2026)

Lemonade (LMND) recorded quarterly Net Margin of 16.84% in Q1 2026, down 195.73% quarter-over-quarter from 5.69% in Q4 2025, and up 2443.0% on a YoY basis from 0.66% in Q1 2025.

Lemonade (LMND) Net Margin (2019 - 2026) Analysis & Trends

Lemonade's Net Margin history runs 8 years deep, the most recent figure standing at 16.84% for Q1 2026.

  • In Q1 2026, Net Margin rose 2443.0% year-over-year to 16.84%; the TTM figure through Mar 2026 stood at 14.59% (up 2739.0% YoY), while the FY2025 annual figure was 22.43%, up 1598.0% from the prior year.
  • Net Margin was 16.84% for Q1 2026 at Lemonade, down from 5.69% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 5.69% in Q4 2025 to a low of 1553.66% in Q4 2022.
  • Historically, Net Margin has averaged 151.51% across 5 years, with a median of 53.71% in 2023.
  • The sharpest annual moves came in 2022 and 2023: Net Margin plunged 127689 bps in 2022, then jumped 153230 bps in 2023.
  • A 5-year view of Net Margin shows it stood at 1553.66% in 2022, then soared by 99 bps to 21.36% in 2023, then gained by 6 bps to 20.16% in 2024, then soared by 72 bps to 5.69% in 2025, then sank by 196 bps to 16.84% in 2026.
  • The last three Net Margin figures came in at 16.84% (Q1 2026), 5.69% (Q4 2025), and 19.28% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 Lemonade 3.93 Bn 3.52 Bn 146.50 Mn -16.84%

Historic Data

Download Data
DateValue
Mar 31, 2026 -16.84%
Dec 31, 2025 -5.69%
Sep 30, 2025 -19.28%
Jun 30, 2025 -26.75%
Mar 31, 2025 -41.27%
Dec 31, 2024 -20.16%
Sep 30, 2024 -70.74%
Jun 30, 2024 -46.89%
Mar 31, 2024 -56.04%
Dec 31, 2023 -21.36%
Sep 30, 2023 -53.71%
Jun 30, 2023 -64.24%
Mar 31, 2023 -69.12%
Dec 31, 2022 -1,553.66%
Sep 30, 2022 -123.51%
Jun 30, 2022 -217.63%
Mar 31, 2022 -168.85%
Dec 31, 2021 -276.77%
Sep 30, 2021 -185.99%
Jun 30, 2021 -197.16%