Lemonade (LMND) Net Margin (2019 - 2026)
Lemonade (LMND) recorded quarterly Net Margin of 16.84% in Q1 2026, down 195.73% quarter-over-quarter from 5.69% in Q4 2025, and up 2443.0% on a YoY basis from 0.66% in Q1 2025.
Lemonade (LMND) Net Margin (2019 - 2026) Analysis & Trends
Lemonade's Net Margin history runs 8 years deep, the most recent figure standing at 16.84% for Q1 2026.
- In Q1 2026, Net Margin rose 2443.0% year-over-year to 16.84%; the TTM figure through Mar 2026 stood at 14.59% (up 2739.0% YoY), while the FY2025 annual figure was 22.43%, up 1598.0% from the prior year.
- Net Margin was 16.84% for Q1 2026 at Lemonade, down from 5.69% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 5.69% in Q4 2025 to a low of 1553.66% in Q4 2022.
- Historically, Net Margin has averaged 151.51% across 5 years, with a median of 53.71% in 2023.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 127689 bps in 2022, then jumped 153230 bps in 2023.
- A 5-year view of Net Margin shows it stood at 1553.66% in 2022, then soared by 99 bps to 21.36% in 2023, then gained by 6 bps to 20.16% in 2024, then soared by 72 bps to 5.69% in 2025, then sank by 196 bps to 16.84% in 2026.
- The last three Net Margin figures came in at 16.84% (Q1 2026), 5.69% (Q4 2025), and 19.28% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | -16.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -16.84% |
| Dec 31, 2025 | -5.69% |
| Sep 30, 2025 | -19.28% |
| Jun 30, 2025 | -26.75% |
| Mar 31, 2025 | -41.27% |
| Dec 31, 2024 | -20.16% |
| Sep 30, 2024 | -70.74% |
| Jun 30, 2024 | -46.89% |
| Mar 31, 2024 | -56.04% |
| Dec 31, 2023 | -21.36% |
| Sep 30, 2023 | -53.71% |
| Jun 30, 2023 | -64.24% |
| Mar 31, 2023 | -69.12% |
| Dec 31, 2022 | -1,553.66% |
| Sep 30, 2022 | -123.51% |
| Jun 30, 2022 | -217.63% |
| Mar 31, 2022 | -168.85% |
| Dec 31, 2021 | -276.77% |
| Sep 30, 2021 | -185.99% |
| Jun 30, 2021 | -197.16% |