Lemonade (LMND) Interest Coverage Ratio (2019 - 2026)

Lemonade (LMND) posted quarterly Interest Coverage Ratio of 0.04 for Q1 2026, down 98.47% year-over-year from 2.88 in Q1 2025, and down 97.09% quarter-over-quarter from 1.51 in Q4 2025.

Lemonade (LMND) Interest Coverage Ratio (2019 - 2026) Analysis & Trends

Lemonade's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.04 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 98.47% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.17 (down 95.15% YoY), while the FY2025 annual figure was 0.12, up 33.6% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 0.04, down from 1.51 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 70.0 in Q3 2023, with the low at 0.03 in Q1 2022.
  • The 5-year median for Interest Coverage Ratio is 1.48 (2025), against an average of 7.0.
  • The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio jumped 78246.15% in 2023, then sank 98.47% in 2026.
  • Lemonade's Interest Coverage Ratio stood at 0.09 in 2022, then jumped by 26388.46% to 23.67 in 2023, then tumbled by 93.89% to 1.45 in 2024, then grew by 4.29% to 1.51 in 2025, then plunged by 97.09% to 0.04 in 2026.
  • Business Quant data shows LMND's Interest Coverage Ratio at 0.04 in Q1 2026, 1.51 in Q4 2025, and 2.11 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 8.42
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn -8.43
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn 0.35
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 1.88
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -3.55
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 0.67
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 0.32
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn 3.60
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 0.59
10 Lemonade 4.07 Bn 3.68 Bn 140.40 Mn 0.04

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.04
Dec 31, 2025 1.51
Sep 30, 2025 2.11
Jun 30, 2025 0.06
Mar 31, 2025 2.88
Dec 31, 2024 1.45
Sep 30, 2024 3.18
Jun 30, 2024 3.24
Mar 31, 2024 3.04
Dec 31, 2023 23.67
Sep 30, 2023 70.00
Jun 30, 2023 0.34
Mar 31, 2023 0.28
Sep 30, 2022 0.09
Jun 30, 2022 0.05
Mar 31, 2022 0.03
Dec 31, 2021 0.01
Sep 30, 2021 0.00
Jun 30, 2021 0.00