Lemonade (LMND) Interest Coverage Ratio (2019 - 2026)
Lemonade (LMND) posted quarterly Interest Coverage Ratio of 0.04 for Q1 2026, down 98.47% year-over-year from 2.88 in Q1 2025, and down 97.09% quarter-over-quarter from 1.51 in Q4 2025.
Analysis
Lemonade (LMND) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Lemonade's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.04 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 98.47% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.17 (down 95.15% YoY), while the FY2025 annual figure was 0.12, up 33.6% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.04, down from 1.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 70.0 in Q3 2023, with the low at 0.03 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 1.48 (2025), against an average of 7.0.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio jumped 78246.15% in 2023, then sank 98.47% in 2026.
- Lemonade's Interest Coverage Ratio stood at 0.09 in 2022, then jumped by 26388.46% to 23.67 in 2023, then tumbled by 93.89% to 1.45 in 2024, then grew by 4.29% to 1.51 in 2025, then plunged by 97.09% to 0.04 in 2026.
- Business Quant data shows LMND's Interest Coverage Ratio at 0.04 in Q1 2026, 1.51 in Q4 2025, and 2.11 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.59 Bn | 120.82 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 130.88 Bn | 125.88 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 78.87 Bn | 55.12 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.95 Bn | 29.22 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 36.04 Bn | 36.04 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.86 Bn | 24.97 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.11 Bn | 6.22 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.61 Bn | 306.00 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.23 Bn | 12.20 Bn | 2.71 Bn | 5.01 |
| 10 | Lemonade | 4.20 Bn | 3.81 Bn | 140.40 Mn | 1.94 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.94 |
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 2.24 |
| Sep 30, 2025 | 3.13 |
| Jun 30, 2025 | 3.36 |
| Mar 31, 2025 | 3.39 |
| Dec 31, 2024 | 3.36 |
| Sep 30, 2024 | 3.18 |
| Jun 30, 2024 | 3.24 |
| Mar 31, 2024 | 3.04 |
| Dec 31, 2023 | 2.84 |
| Sep 30, 2023 | 2.80 |
| Jun 30, 2023 | 2.33 |
| Mar 31, 2023 | 1.85 |
| Dec 31, 2022 | 1.37 |
| Sep 30, 2022 | 0.96 |
| Jun 30, 2022 | 0.55 |
| Mar 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 0.60 |