Lemonade (LMND) Interest Coverage Ratio (2019 - 2026)
Lemonade (LMND) posted quarterly Interest Coverage Ratio of 0.04 for Q1 2026, down 98.47% year-over-year from 2.88 in Q1 2025, and down 97.09% quarter-over-quarter from 1.51 in Q4 2025.
Lemonade (LMND) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Lemonade's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.04 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 98.47% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.17 (down 95.15% YoY), while the FY2025 annual figure was 0.12, up 33.6% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.04, down from 1.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 70.0 in Q3 2023, with the low at 0.03 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 1.48 (2025), against an average of 7.0.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio jumped 78246.15% in 2023, then sank 98.47% in 2026.
- Lemonade's Interest Coverage Ratio stood at 0.09 in 2022, then jumped by 26388.46% to 23.67 in 2023, then tumbled by 93.89% to 1.45 in 2024, then grew by 4.29% to 1.51 in 2025, then plunged by 97.09% to 0.04 in 2026.
- Business Quant data shows LMND's Interest Coverage Ratio at 0.04 in Q1 2026, 1.51 in Q4 2025, and 2.11 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.59 |
| 10 | Lemonade | 4.07 Bn | 3.68 Bn | 140.40 Mn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 2.88 |
| Dec 31, 2024 | 1.45 |
| Sep 30, 2024 | 3.18 |
| Jun 30, 2024 | 3.24 |
| Mar 31, 2024 | 3.04 |
| Dec 31, 2023 | 23.67 |
| Sep 30, 2023 | 70.00 |
| Jun 30, 2023 | 0.34 |
| Mar 31, 2023 | 0.28 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.00 |