Lemonade (LMND) Free Cash Flow (2019 - 2026)

Lemonade (LMND) posted quarterly Free Cash Flow of -$4.1 million for Q1 2026, up 91.72% year-over-year from -$2.1 million in Q1 2025, and down 123.3% on a QoQ basis from $17.6 million in Q4 2025.

Lemonade (LMND) Free Cash Flow (2019 - 2026) Analysis & Trends

Lemonade (LMND) has reported Free Cash Flow for 8 consecutive years, with -$4.1 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Free Cash Flow rose 91.72% year-over-year to -$4.1 million; the TTM figure through Mar 2026 stood at $19.5 million (up 151.32% YoY), while the FY2025 annual figure was -$25.9 million, down 24.52% from the prior year.
  • Free Cash Flow came in at -$4.1 million for Q1 2026 at Lemonade, down from $17.6 million in the prior quarter.
  • The five-year high for Free Cash Flow was $17.6 million in Q4 2025, with the low at -$57.6 million in Q3 2022.
  • Average Free Cash Flow over 5 years is -$20.7 million, with a median of -$18.5 million recorded in 2023.
  • Across the five-year window, Free Cash Flow slumped 122.22% in 2022 and jumped 265.88% in 2024, its largest moves.
  • Year by year, Free Cash Flow stood at -$31.2 million in 2022, then surged by 40.71% to -$18.5 million in 2023, then soared by 157.3% to $10.6 million in 2024, then soared by 66.04% to $17.6 million in 2025, then sank by 123.3% to -$4.1 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered -$4.1 million, $17.6 million, and $2.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -31.35 Mn
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 4.30 Bn
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 3.95 Bn
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 654.00 Mn
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 2.19 Bn
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 3.52 Bn
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -140.10 Mn
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -132.00 Mn
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 210.51 Mn
10 Lemonade 5.29 Bn 4.89 Bn 146.50 Mn -4.10 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -4.10 Mn
Mar 31, 2026 -4.10 Mn
Dec 31, 2025 17.60 Mn
Dec 31, 2025 17.60 Mn
Sep 30, 2025 2.60 Mn
Sep 30, 2025 2.60 Mn
Jun 30, 2025 3.40 Mn
Jun 30, 2025 3.40 Mn
Mar 31, 2025 -49.50 Mn
Mar 31, 2025 -49.50 Mn
Dec 31, 2024 10.60 Mn
Dec 31, 2024 10.60 Mn
Sep 30, 2024 14.10 Mn
Sep 30, 2024 14.10 Mn
Jun 30, 2024 -13.20 Mn
Jun 30, 2024 -13.20 Mn
Mar 31, 2024 -32.30 Mn
Mar 31, 2024 -32.30 Mn
Dec 31, 2023 -18.50 Mn
Dec 31, 2023 -18.50 Mn