Lemonade (LMND) Free Cash Flow (2019 - 2026)

Lemonade (LMND) recorded quarterly Free Cash Flow of -$4.1 million in Q1 2026, down 123.3% quarter-over-quarter from $17.6 million in Q4 2025, and up 91.72% on a YoY basis from -$2.1 million in Q1 2025.

Lemonade (LMND) Free Cash Flow (2019 - 2026) Analysis & Trends

Lemonade's Free Cash Flow history runs 8 years deep, the most recent figure standing at -$4.1 million for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 91.72% year-over-year to -$4.1 million; the TTM figure through Mar 2026 stood at $19.5 million (up 151.32% YoY), while the FY2025 annual figure was -$25.9 million, down 24.52% from the prior year.
  • Free Cash Flow was -$4.1 million for Q1 2026 at Lemonade, down from $17.6 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $17.6 million in Q4 2025 to a low of -$57.6 million in Q3 2022.
  • Historically, Free Cash Flow has averaged -$20.7 million across 5 years, with a median of -$18.5 million in 2023.
  • The sharpest annual moves came in 2022 and 2024: Free Cash Flow sank 122.22% in 2022, then jumped 265.88% in 2024.
  • A 5-year view of Free Cash Flow shows it stood at -$31.2 million in 2022, then surged by 40.71% to -$18.5 million in 2023, then soared by 157.3% to $10.6 million in 2024, then soared by 66.04% to $17.6 million in 2025, then plunged by 123.3% to -$4.1 million in 2026.
  • The last three Free Cash Flow figures came in at -$4.1 million (Q1 2026), $17.6 million (Q4 2025), and $2.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 3.95 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 4.30 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 2.19 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 3.52 Bn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 695.53 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 654.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -31.35 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -132.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 192.60 Mn
10 Lemonade 3.93 Bn 3.52 Bn 146.50 Mn -4.10 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -4.10 Mn
Mar 31, 2026 -4.10 Mn
Dec 31, 2025 17.60 Mn
Dec 31, 2025 17.60 Mn
Sep 30, 2025 2.60 Mn
Sep 30, 2025 2.60 Mn
Jun 30, 2025 3.40 Mn
Jun 30, 2025 3.40 Mn
Mar 31, 2025 -49.50 Mn
Mar 31, 2025 -49.50 Mn
Dec 31, 2024 10.60 Mn
Dec 31, 2024 10.60 Mn
Sep 30, 2024 14.10 Mn
Sep 30, 2024 14.10 Mn
Jun 30, 2024 -13.20 Mn
Jun 30, 2024 -13.20 Mn
Mar 31, 2024 -32.30 Mn
Mar 31, 2024 -32.30 Mn
Dec 31, 2023 -18.50 Mn
Dec 31, 2023 -18.50 Mn