Lemonade (LMND) Free Cash Flow (2019 - 2026)
Lemonade (LMND) posted quarterly Free Cash Flow of -$4.1 million for Q1 2026, up 91.72% year-over-year from -$2.1 million in Q1 2025, and down 123.3% on a QoQ basis from $17.6 million in Q4 2025.
Lemonade (LMND) Free Cash Flow (2019 - 2026) Analysis & Trends
Lemonade (LMND) has reported Free Cash Flow for 8 consecutive years, with -$4.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow rose 91.72% year-over-year to -$4.1 million; the TTM figure through Mar 2026 stood at $19.5 million (up 151.32% YoY), while the FY2025 annual figure was -$25.9 million, down 24.52% from the prior year.
- Free Cash Flow came in at -$4.1 million for Q1 2026 at Lemonade, down from $17.6 million in the prior quarter.
- The five-year high for Free Cash Flow was $17.6 million in Q4 2025, with the low at -$57.6 million in Q3 2022.
- Average Free Cash Flow over 5 years is -$20.7 million, with a median of -$18.5 million recorded in 2023.
- Across the five-year window, Free Cash Flow slumped 122.22% in 2022 and jumped 265.88% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at -$31.2 million in 2022, then surged by 40.71% to -$18.5 million in 2023, then soared by 157.3% to $10.6 million in 2024, then soared by 66.04% to $17.6 million in 2025, then sank by 123.3% to -$4.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$4.1 million, $17.6 million, and $2.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -31.35 Mn |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 4.30 Bn |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 3.95 Bn |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 654.00 Mn |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 2.19 Bn |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 3.52 Bn |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -140.10 Mn |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -132.00 Mn |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 210.51 Mn |
| 10 | Lemonade | 5.29 Bn | 4.89 Bn | 146.50 Mn | -4.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.10 Mn |
| Mar 31, 2026 | -4.10 Mn |
| Dec 31, 2025 | 17.60 Mn |
| Dec 31, 2025 | 17.60 Mn |
| Sep 30, 2025 | 2.60 Mn |
| Sep 30, 2025 | 2.60 Mn |
| Jun 30, 2025 | 3.40 Mn |
| Jun 30, 2025 | 3.40 Mn |
| Mar 31, 2025 | -49.50 Mn |
| Mar 31, 2025 | -49.50 Mn |
| Dec 31, 2024 | 10.60 Mn |
| Dec 31, 2024 | 10.60 Mn |
| Sep 30, 2024 | 14.10 Mn |
| Sep 30, 2024 | 14.10 Mn |
| Jun 30, 2024 | -13.20 Mn |
| Jun 30, 2024 | -13.20 Mn |
| Mar 31, 2024 | -32.30 Mn |
| Mar 31, 2024 | -32.30 Mn |
| Dec 31, 2023 | -18.50 Mn |
| Dec 31, 2023 | -18.50 Mn |