Lemonade (LMND) Free Cash Flow (2019 - 2026)
Lemonade (LMND) recorded quarterly Free Cash Flow of -$4.1 million in Q1 2026, down 123.3% quarter-over-quarter from $17.6 million in Q4 2025, and up 91.72% on a YoY basis from -$2.1 million in Q1 2025.
Lemonade (LMND) Free Cash Flow (2019 - 2026) Analysis & Trends
Lemonade's Free Cash Flow history runs 8 years deep, the most recent figure standing at -$4.1 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 91.72% year-over-year to -$4.1 million; the TTM figure through Mar 2026 stood at $19.5 million (up 151.32% YoY), while the FY2025 annual figure was -$25.9 million, down 24.52% from the prior year.
- Free Cash Flow was -$4.1 million for Q1 2026 at Lemonade, down from $17.6 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $17.6 million in Q4 2025 to a low of -$57.6 million in Q3 2022.
- Historically, Free Cash Flow has averaged -$20.7 million across 5 years, with a median of -$18.5 million in 2023.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow sank 122.22% in 2022, then jumped 265.88% in 2024.
- A 5-year view of Free Cash Flow shows it stood at -$31.2 million in 2022, then surged by 40.71% to -$18.5 million in 2023, then soared by 157.3% to $10.6 million in 2024, then soared by 66.04% to $17.6 million in 2025, then plunged by 123.3% to -$4.1 million in 2026.
- The last three Free Cash Flow figures came in at -$4.1 million (Q1 2026), $17.6 million (Q4 2025), and $2.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 3.95 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 4.30 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 2.19 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 3.52 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 695.53 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 654.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -31.35 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -132.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 192.60 Mn |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | -4.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.10 Mn |
| Mar 31, 2026 | -4.10 Mn |
| Dec 31, 2025 | 17.60 Mn |
| Dec 31, 2025 | 17.60 Mn |
| Sep 30, 2025 | 2.60 Mn |
| Sep 30, 2025 | 2.60 Mn |
| Jun 30, 2025 | 3.40 Mn |
| Jun 30, 2025 | 3.40 Mn |
| Mar 31, 2025 | -49.50 Mn |
| Mar 31, 2025 | -49.50 Mn |
| Dec 31, 2024 | 10.60 Mn |
| Dec 31, 2024 | 10.60 Mn |
| Sep 30, 2024 | 14.10 Mn |
| Sep 30, 2024 | 14.10 Mn |
| Jun 30, 2024 | -13.20 Mn |
| Jun 30, 2024 | -13.20 Mn |
| Mar 31, 2024 | -32.30 Mn |
| Mar 31, 2024 | -32.30 Mn |
| Dec 31, 2023 | -18.50 Mn |
| Dec 31, 2023 | -18.50 Mn |