Lemonade (LMND) FCF Margin (2019 - 2026)

Lemonade (LMND) recorded quarterly FCF Margin of 1.93% in Q1 2026, down 141.76% quarter-over-quarter from 4.62% in Q4 2025, and up 3081.0% on a YoY basis from 0.06% in Q1 2025.

Lemonade (LMND) FCF Margin (2019 - 2026) Analysis & Trends

Lemonade's FCF Margin history runs 8 years deep, the most recent figure standing at 1.93% for Q1 2026.

  • In Q1 2026, FCF Margin rose 3081.0% year-over-year to 1.93%; the TTM figure through Mar 2026 stood at 2.05% (up 939.0% YoY), while the FY2025 annual figure was 3.51%, up 44.0% from the prior year.
  • FCF Margin was 1.93% for Q1 2026 at Lemonade, down from 4.62% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 14.73% in Q3 2024 to a low of 760.98% in Q4 2022.
  • Historically, FCF Margin has averaged 73.0% across 5 years, with a median of 10.82% in 2024.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin tumbled 55664 bps in 2022, then soared 75166 bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 760.98% in 2022, then surged by 99 bps to 9.32% in 2023, then soared by 176 bps to 7.12% in 2024, then slumped by 35 bps to 4.62% in 2025, then plunged by 142 bps to 1.93% in 2026.
  • The last three FCF Margin figures came in at 1.93% (Q1 2026), 4.62% (Q4 2025), and 1.34% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 26.72%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 19.40%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 18.33%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 20.79%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 18.85%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 25.12%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -0.88%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -15.38%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 6.92%
10 Lemonade 3.93 Bn 3.52 Bn 146.50 Mn -1.93%

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.93%
Dec 31, 2025 4.62%
Sep 30, 2025 1.34%
Jun 30, 2025 2.07%
Mar 31, 2025 -32.74%
Dec 31, 2024 7.12%
Sep 30, 2024 14.73%
Jun 30, 2024 -10.82%
Mar 31, 2024 -38.27%
Dec 31, 2023 -9.32%
Sep 30, 2023 -7.42%
Jun 30, 2023 -49.90%
Mar 31, 2023 -51.58%
Dec 31, 2022 -760.98%
Sep 30, 2022 -77.84%
Jun 30, 2022 -134.62%
Mar 31, 2022 -95.49%
Dec 31, 2021 -204.33%
Sep 30, 2021 -114.57%
Jun 30, 2021 -67.02%