Lemonade (LMND) FCF Margin (2019 - 2026)
Lemonade (LMND) recorded quarterly FCF Margin of 1.93% in Q1 2026, down 141.76% quarter-over-quarter from 4.62% in Q4 2025, and up 3081.0% on a YoY basis from 0.06% in Q1 2025.
Lemonade (LMND) FCF Margin (2019 - 2026) Analysis & Trends
Lemonade's FCF Margin history runs 8 years deep, the most recent figure standing at 1.93% for Q1 2026.
- In Q1 2026, FCF Margin rose 3081.0% year-over-year to 1.93%; the TTM figure through Mar 2026 stood at 2.05% (up 939.0% YoY), while the FY2025 annual figure was 3.51%, up 44.0% from the prior year.
- FCF Margin was 1.93% for Q1 2026 at Lemonade, down from 4.62% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 14.73% in Q3 2024 to a low of 760.98% in Q4 2022.
- Historically, FCF Margin has averaged 73.0% across 5 years, with a median of 10.82% in 2024.
- The sharpest annual moves came in 2022 and 2023: FCF Margin tumbled 55664 bps in 2022, then soared 75166 bps in 2023.
- A 5-year view of FCF Margin shows it stood at 760.98% in 2022, then surged by 99 bps to 9.32% in 2023, then soared by 176 bps to 7.12% in 2024, then slumped by 35 bps to 4.62% in 2025, then plunged by 142 bps to 1.93% in 2026.
- The last three FCF Margin figures came in at 1.93% (Q1 2026), 4.62% (Q4 2025), and 1.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 26.72% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 19.40% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 18.33% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 20.79% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 18.85% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 25.12% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -0.88% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -15.38% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 6.92% |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | -1.93% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.93% |
| Dec 31, 2025 | 4.62% |
| Sep 30, 2025 | 1.34% |
| Jun 30, 2025 | 2.07% |
| Mar 31, 2025 | -32.74% |
| Dec 31, 2024 | 7.12% |
| Sep 30, 2024 | 14.73% |
| Jun 30, 2024 | -10.82% |
| Mar 31, 2024 | -38.27% |
| Dec 31, 2023 | -9.32% |
| Sep 30, 2023 | -7.42% |
| Jun 30, 2023 | -49.90% |
| Mar 31, 2023 | -51.58% |
| Dec 31, 2022 | -760.98% |
| Sep 30, 2022 | -77.84% |
| Jun 30, 2022 | -134.62% |
| Mar 31, 2022 | -95.49% |
| Dec 31, 2021 | -204.33% |
| Sep 30, 2021 | -114.57% |
| Jun 30, 2021 | -67.02% |