Lemonade (LMND) FCF Margin (2019 - 2026)
Lemonade (LMND) reported FCF Margin of -2.72% for Q2 2026, down 4.79 percentage points from 2.07% a year earlier and down 1.13 percentage points from the prior quarter.
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Analysis
Lemonade (LMND) FCF Margin (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Lemonade's FCF Margin came in at 0.83%, up 4.39 percentage points year-over-year; for FY2025, it was -3.51%, up 0.44 percentage points from FY2024.
- FCF Margin has increased for four consecutive years, with a five-year change of +98.29 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at -3.95% in FY2024 (+25.90 pp), -29.85% in FY2023 (+37.58 pp), -67.43% in FY2022 (+52.50 pp) and -119.94% in FY2021 (-18.14 pp).
- The Q2 2026 figure ranks as the lowest quarterly FCF Margin since Q1 2025.
- Year over year, FCF Margin gained in five of the last eight quarters, with an average year-over-year change of +8.27 percentage points.
- The high point for year-over-year FCF Margin in five years was Q3 2021 (a gain of 92.74 percentage points); the low point was Q4 2021 (a drop of 19.27 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -1.59% (Q1 2026), 7.72% (Q4 2025) and 1.34% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.88 Bn | 84.46 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 128.59 Bn | 104.42 Bn | 9.04 Bn | 14.69% |
| 3 | Marsh & Mclennan Companies | 90.64 Bn | 82.80 Bn | - | 20.36% |
| 4 | Travelers Companies | 82.69 Bn | 58.94 Bn | 6.23 Bn | 15.68% |
| 5 | Manulife Financial | 75.53 Bn | -19.35 Bn | - | 20.72% |
| 6 | Arthur J. Gallagher | 66.11 Bn | 60.52 Bn | - | -1.02% |
| 7 | Metlife | 64.81 Bn | -41.97 Bn | 7.82 Bn | 10.15% |
| 8 | Allstate | 63.73 Bn | 25.00 Bn | 8.73 Bn | 13.93% |
| 9 | Aon | 62.79 Bn | 56.00 Bn | - | 11.38% |
| 10 | Lemonade | 3.50 Bn | 1.92 Bn | - | -2.72% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2.72% |
| Mar 31, 2026 | -1.59% |
| Dec 31, 2025 | 7.72% |
| Sep 30, 2025 | 1.34% |
| Jun 30, 2025 | 2.07% |
| Mar 31, 2025 | -32.74% |
| Dec 31, 2024 | 7.12% |
| Sep 30, 2024 | 10.32% |
| Jun 30, 2024 | -10.82% |
| Mar 31, 2024 | -27.12% |
| Dec 31, 2023 | -16.02% |
| Sep 30, 2023 | -7.42% |
| Jun 30, 2023 | -49.90% |
| Mar 31, 2023 | -51.58% |
| Dec 31, 2022 | -35.29% |
| Sep 30, 2022 | -77.84% |
| Jun 30, 2022 | -84.00% |
| Mar 31, 2022 | -95.49% |
| Dec 31, 2021 | -126.59% |
| Sep 30, 2021 | -114.57% |
API Access
Lemonade FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=LMND&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "LMND", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=LMND&period=max&api_key=YOUR_API_KEY");
const data = await res.json();