Lemonade (LMND) EBIT Margin (2019 - 2026)
Lemonade (LMND) posted quarterly EBIT Margin of 3.8% for Q1 2026, down 248.0% year-over-year from 2.57% in Q1 2025, and down 25.89% quarter-over-quarter from 5.13% in Q4 2025.
Analysis
Lemonade (LMND) EBIT Margin (2019 - 2026) Analysis & Trends
Lemonade's EBIT Margin history runs 8 years deep, the most recent figure standing at 3.8% for Q1 2026.
- In Q1 2026, EBIT Margin fell 248.0% year-over-year to 3.8%; the TTM figure through Mar 2026 stood at 5.14% (down 307.0% YoY), while the FY2025 annual figure was 7.05%, down 213.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 3.8%, down from 5.13% in the prior quarter.
- The five-year high for EBIT Margin was 90.24% in Q4 2022, with the low at 3.28% in Q1 2022.
- The 5-year median for EBIT Margin is 6.28% (2025), against an average of 11.33%.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin jumped 8670 bps in 2022, then sank 8178 bps in 2023.
- Lemonade's EBIT Margin stood at 90.24% in 2022, then slumped by 91 bps to 8.46% in 2023, then rose by 10 bps to 9.29% in 2024, then tumbled by 45 bps to 5.13% in 2025, then retreated by 26 bps to 3.8% in 2026.
- Business Quant data shows LMND's EBIT Margin at 3.8% in Q1 2026, 5.13% in Q4 2025, and 6.93% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 7.46% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 38.83% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 16.08% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 4.12% |
| 10 | Lemonade | 4.08 Bn | 3.69 Bn | 140.40 Mn | 3.29% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.29% |
| Mar 31, 2026 | 3.80% |
| Dec 31, 2025 | 4.03% |
| Sep 30, 2025 | 4.99% |
| Jun 30, 2025 | 5.73% |
| Mar 31, 2025 | 6.28% |
| Dec 31, 2024 | 6.32% |
| Sep 30, 2024 | 6.52% |
| Jun 30, 2024 | 6.64% |
| Mar 31, 2024 | 6.38% |
| Dec 31, 2023 | 6.15% |
| Sep 30, 2023 | 6.11% |
| Jun 30, 2023 | 5.35% |
| Mar 31, 2023 | 5.25% |
| Dec 31, 2022 | 4.19% |
| Sep 30, 2022 | 3.51% |
| Jun 30, 2022 | 2.40% |
| Mar 31, 2022 | 2.03% |
| Dec 31, 2021 | 2.20% |
| Sep 30, 2021 | 1.68% |