Lemonade (LMND) Debt Ratio (2023 - 2026)
Lemonade (LMND) posted quarterly Debt Ratio of 0.09 for Q1 2026, up 67.13% year-over-year from 0.05 in Q1 2025, and up 11.73% quarter-over-quarter from 0.08 in Q4 2025.
Lemonade (LMND) Debt Ratio (2023 - 2026) Analysis & Trends
Lemonade's Debt Ratio history runs 4 years deep, the most recent figure standing at 0.09 for Q1 2026.
- In Q1 2026, Debt Ratio rose 67.13% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 67.13% YoY), while the FY2025 annual figure was 0.08, up 82.03% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.09, up from 0.08 in the prior quarter.
- The five-year high for Debt Ratio was 0.09 in Q1 2026, with the low at 0.0 in Q3 2023.
- The 4-year median for Debt Ratio is 0.05 (2024), against an average of 0.05.
- The sharpest annual moves came in 2024 and 2026: Debt Ratio jumped 691.11% in 2024, then soared 67.13% in 2026.
- Lemonade's Debt Ratio stood at 0.01 in 2023, then surged by 394.41% to 0.05 in 2024, then jumped by 82.03% to 0.08 in 2025, then grew by 11.73% to 0.09 in 2026.
- Business Quant data shows LMND's Debt Ratio at 0.09 in Q1 2026, 0.08 in Q4 2025, and 0.07 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.05 Bn | 121.29 Bn | 9.13 Bn | 0.06 |
| 2 | Progressive | 123.98 Bn | 118.98 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | - |
| 4 | Allstate | 67.31 Bn | 28.57 Bn | 16.28 Bn | 0.06 |
| 5 | Fairfax Financial Holdings | 35.35 Bn | 35.35 Bn | - | - |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 0.02 |
| 7 | Loews | 23.30 Bn | 996.48 Mn | 2.57 Bn | 0.10 |
| 8 | Markel | 23.20 Bn | 6.31 Bn | 2.83 Bn | 0.06 |
| 9 | Assurant | 14.04 Bn | 12.00 Bn | 2.71 Bn | 0.06 |
| 10 | Lemonade | 4.06 Bn | 3.67 Bn | 140.40 Mn | 0.10 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.10 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.00 |