Lemonade (LMND) Debt Ratio (2023 - 2026)
Lemonade (LMND) posted quarterly Debt Ratio of 0.09 for Q1 2026, up 67.13% year-over-year from 0.05 in Q1 2025, and up 11.73% on a QoQ basis from 0.08 in Q4 2025.
Lemonade (LMND) Debt Ratio (2023 - 2026) Analysis & Trends
Lemonade (LMND) has reported Debt Ratio for 4 consecutive years, with 0.09 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio rose 67.13% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 67.13% YoY), while the FY2025 annual figure was 0.08, up 82.03% from the prior year.
- Debt Ratio came in at 0.09 for Q1 2026 at Lemonade, up from 0.08 in the prior quarter.
- The five-year high for Debt Ratio was 0.09 in Q1 2026, with the low at 0.0 in Q3 2023.
- Average Debt Ratio over 4 years is 0.05, with a median of 0.05 recorded in 2024.
- Across the five-year window, Debt Ratio surged 691.11% in 2024 and jumped 67.13% in 2026, its largest moves.
- Year by year, Debt Ratio stood at 0.01 in 2023, then soared by 394.41% to 0.05 in 2024, then surged by 82.03% to 0.08 in 2025, then advanced by 11.73% to 0.09 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.09, 0.08, and 0.07 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | - |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | - |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 0.01 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 0.02 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | - |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | - |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 0.10 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | - |
| 10 | Lemonade | 5.29 Bn | 4.89 Bn | 146.50 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.00 |