Lemonade (LMND) Debt Ratio (2023 - 2026)
Lemonade (LMND) recorded quarterly Debt Ratio of 0.09 in Q1 2026, up 11.73% quarter-over-quarter from 0.08 in Q4 2025, and up 67.13% on a YoY basis from 0.05 in Q1 2025.
Lemonade (LMND) Debt Ratio (2023 - 2026) Analysis & Trends
Lemonade's Debt Ratio history runs 4 years deep, the most recent figure standing at 0.09 for Q1 2026.
- In Q1 2026, Debt Ratio rose 67.13% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 67.13% YoY), while the FY2025 annual figure was 0.08, up 82.03% from the prior year.
- Debt Ratio was 0.09 for Q1 2026 at Lemonade, up from 0.08 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.09 in Q1 2026 to a low of 0.0 in Q3 2023.
- Historically, Debt Ratio has averaged 0.05 across 4 years, with a median of 0.05 in 2024.
- The sharpest annual moves came in 2024 and 2026: Debt Ratio surged 691.11% in 2024, then jumped 67.13% in 2026.
- A 4-year view of Debt Ratio shows it stood at 0.01 in 2023, then soared by 394.41% to 0.05 in 2024, then surged by 82.03% to 0.08 in 2025, then increased by 11.73% to 0.09 in 2026.
- The last three Debt Ratio figures came in at 0.09 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.01 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | - |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | - |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | - |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.04 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.02 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.06 |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.00 |