Lemonade (LMND) Asset Utilization Ratio (2020 - 2026)
Lemonade (LMND) recorded quarterly Asset Utilization Ratio of 0.49 in Q1 2026, up 5.82% quarter-over-quarter from 0.46 in Q4 2025, and up 75.52% on a YoY basis from 0.28 in Q1 2025.
Lemonade (LMND) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Lemonade's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.49 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 75.52% year-over-year to 0.49; the TTM figure through Mar 2026 stood at 0.49 (up 75.52% YoY), while the FY2025 annual figure was 0.39, up 29.3% from the prior year.
- Asset Utilization Ratio was 0.49 for Q1 2026 at Lemonade, up from 0.46 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.49 in Q1 2026 to a low of 0.09 in Q1 2022.
- Historically, Asset Utilization Ratio has averaged 0.25 across 5 years, with a median of 0.28 in 2025.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio surged 246.34% in 2023, then decreased 21.44% in 2024.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.09 in 2022, then soared by 246.34% to 0.31 in 2023, then decreased by 21.44% to 0.25 in 2024, then jumped by 88.72% to 0.46 in 2025, then rose by 5.82% to 0.49 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.49 (Q1 2026), 0.46 (Q4 2025), and 0.34 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.23 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 0.70 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.36 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.56 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.35 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.28 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 0.17 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.17 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.28 |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.46 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.28 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.31 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.06 |