Lemonade (LMND) Asset Utilization Ratio (2020 - 2026)
Lemonade (LMND) posted quarterly Asset Utilization Ratio of 0.38 for Q1 2026, up 61.78% year-over-year from 0.24 in Q1 2025, and up 15.65% quarter-over-quarter from 0.33 in Q4 2025.
Lemonade (LMND) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Lemonade's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.38 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 61.78% year-over-year to 0.38; the TTM figure through Mar 2026 stood at 0.38 (up 61.78% YoY), while the FY2025 annual figure was 0.28, up 33.5% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.38, up from 0.33 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.38 in Q1 2026, with the low at 0.07 in Q1 2022.
- The 5-year median for Asset Utilization Ratio is 0.2 (2024), against an average of 0.2.
- The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio slipped 14.24% in 2022, then jumped 181.02% in 2023.
- Lemonade's Asset Utilization Ratio stood at 0.08 in 2022, then jumped by 181.02% to 0.23 in 2023, then declined by 10.58% to 0.2 in 2024, then jumped by 63.61% to 0.33 in 2025, then rose by 15.65% to 0.38 in 2026.
- Business Quant data shows LMND's Asset Utilization Ratio at 0.38 in Q1 2026, 0.33 in Q4 2025, and 0.29 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.05 Bn | 121.29 Bn | 9.13 Bn | 0.22 |
| 2 | Progressive | 123.98 Bn | 118.98 Bn | 9.04 Bn | 0.74 |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 0.30 |
| 4 | Allstate | 67.31 Bn | 28.57 Bn | 16.28 Bn | 0.56 |
| 5 | Fairfax Financial Holdings | 35.35 Bn | 35.35 Bn | - | - |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 0.33 |
| 7 | Loews | 23.30 Bn | 996.48 Mn | 2.57 Bn | 0.22 |
| 8 | Markel | 23.20 Bn | 6.31 Bn | 2.83 Bn | 0.22 |
| 9 | Assurant | 14.04 Bn | 12.00 Bn | 2.71 Bn | 0.37 |
| 10 | Lemonade | 4.06 Bn | 3.67 Bn | 140.40 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.49 |
| Mar 31, 2026 | 0.38 |
| Dec 31, 2025 | 0.33 |
| Sep 30, 2025 | 0.29 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.24 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.22 |
| Dec 31, 2023 | 0.23 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.06 |