loanDepot (LDI) Return on Assets [ROA] (2021 - 2026)
loanDepot (LDI) reported Return on Assets [ROA] of -1.48% for Q2 2026, up 0.59 percentage points from -2.07% a year earlier and up 0.25 percentage points from the prior quarter.
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Analysis
loanDepot (LDI) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2025, loanDepot posted Return on Assets [ROA] of -1.63%, up 1.61 percentage points from FY2024.
- Return on Assets [ROA] has increased for three consecutive years, though with a four-year change of -7.12 percentage points (FY2021 to FY2025).
- By year, Return on Assets [ROA] came in at -3.24% in FY2024 (+0.46 pp), -3.69% in FY2023 (+2.94 pp), -6.63% in FY2022 (-12.12 pp) and 5.49% in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Return on Assets [ROA] since Q2 2022.
- Year over year, Return on Assets [ROA] has now increased in each of the last 11 quarters, with an average year-over-year change of +1.18 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q1 2024 (a gain of 6.05 percentage points); the low point was Q1 2022 (a drop of 18.52 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -1.73% (Q1 2026), -1.64% (Q4 2025) and -2.28% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 0.78% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 3.61% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 2.89% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 2.11% |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | loanDepot | 212.72 Mn | -1.30 Bn | - | -1.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.48% |
| Mar 31, 2026 | -1.73% |
| Dec 31, 2025 | -1.64% |
| Sep 30, 2025 | -2.28% |
| Jun 30, 2025 | -2.07% |
| Mar 31, 2025 | -2.69% |
| Dec 31, 2024 | -3.17% |
| Sep 30, 2024 | -3.15% |
| Jun 30, 2024 | -3.81% |
| Mar 31, 2024 | -3.49% |
| Dec 31, 2023 | -3.85% |
| Sep 30, 2023 | -5.43% |
| Jun 30, 2023 | -7.05% |
| Mar 31, 2023 | -9.54% |
| Dec 31, 2022 | -8.73% |
| Sep 30, 2022 | -5.28% |
| Jun 30, 2022 | -1.47% |
| Mar 31, 2022 | 0.93% |
| Dec 31, 2021 | 5.07% |
| Sep 30, 2021 | 8.94% |
API Access
loanDepot Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();