JSM (JSM) Total Debt (2016 - 2026)
Navient (JSM) recorded Total Debt of $44.34 billion in Q2 2026, down 5.9% from $47.1 billion a year earlier and down 1.7% from the prior quarter.
Powered by 
Analysis
JSM (JSM) Total Debt (2016 - 2026) Analysis & Trends
At the end of FY2025, Navient reported Total Debt of $45.71 billion, down 5.4% from FY2024.
- Annual Total Debt has declined for nine straight years, with a five-year compound annual growth rate of -11.4% (FY2020 to FY2025).
- Across earlier years, Total Debt came in at $48.32 billion in FY2024 (-16.2%), $57.63 billion in FY2023 (-13.9%), $66.9 billion in FY2022 (-13.1%) and $76.98 billion in FY2021 (-8.3%).
- The Q2 2026 figure is the lowest quarterly Total Debt in data going back to Q4 2016.
- On a year-over-year basis, Total Debt has declined for 31 consecutive quarters, with an average decline of 10.1% over the last eight quarters.
- The year-over-year decline in Total Debt has ranged between 5.4% (Q4 2025) and 16.2% (Q4 2024) over the last five years.
- Per Business Quant, the preceding three quarters came in at $45.11 billion (Q1 2026), $45.71 billion (Q4 2025) and $46.33 billion (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.34 Bn |
| Mar 31, 2026 | 45.11 Bn |
| Dec 31, 2025 | 45.71 Bn |
| Sep 30, 2025 | 46.33 Bn |
| Jun 30, 2025 | 47.10 Bn |
| Mar 31, 2025 | 47.73 Bn |
| Dec 31, 2024 | 48.32 Bn |
| Sep 30, 2024 | 50.00 Bn |
| Jun 30, 2024 | 52.87 Bn |
| Mar 31, 2024 | 55.28 Bn |
| Dec 31, 2023 | 57.63 Bn |
| Sep 30, 2023 | 59.57 Bn |
| Jun 30, 2023 | 61.77 Bn |
| Mar 31, 2023 | 63.14 Bn |
| Dec 31, 2022 | 66.90 Bn |
| Sep 30, 2022 | 69.68 Bn |
| Jun 30, 2022 | 72.35 Bn |
| Mar 31, 2022 | 74.63 Bn |
| Dec 31, 2021 | 76.98 Bn |
| Sep 30, 2021 | 78.41 Bn |
API Access
JSM Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();