JSM (JSM) Return on Assets [ROA] (2018 - 2026)
Navient's Return on Assets [ROA] came in at -0.10% for Q2 2026, down 0.17 percentage points from 0.07% a year earlier but up 0.02 percentage points from the prior quarter.
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Analysis
JSM (JSM) Return on Assets [ROA] (2018 - 2026) Analysis & Trends
For FY2025, Navient's Return on Assets [ROA] was -0.16%, down 0.39 percentage points from FY2024.
- Return on Assets [ROA] has declined in each of the last three years, with a five-year change of -0.61 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 0.23% in FY2024 (-0.11 pp), 0.35% in FY2023 (-0.51 pp), 0.85% in FY2022 (unchanged) and 0.85% in FY2021 (+0.40 pp).
- The five-year range for quarterly Return on Assets [ROA] is -0.16% (Q4 2025) to 1.10% (Q3 2021).
- Year-over-year, Return on Assets [ROA] has declined for 14 consecutive quarters, with an average year-over-year change of -0.25 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q3 2021 (a gain of 0.67 percentage points), and the weakest in Q4 2023 (a drop of 0.53 percentage points).
- Business Quant data shows JSM's Return on Assets [ROA] at -0.12% (Q1 2026), -0.16% (Q4 2025) and -0.10% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.10% |
| Mar 31, 2026 | -0.12% |
| Dec 31, 2025 | -0.16% |
| Sep 30, 2025 | -0.10% |
| Jun 30, 2025 | 0.07% |
| Mar 31, 2025 | 0.11% |
| Dec 31, 2024 | 0.25% |
| Sep 30, 2024 | 0.14% |
| Jun 30, 2024 | 0.28% |
| Mar 31, 2024 | 0.32% |
| Dec 31, 2023 | 0.37% |
| Sep 30, 2023 | 0.56% |
| Jun 30, 2023 | 0.58% |
| Mar 31, 2023 | 0.73% |
| Dec 31, 2022 | 0.89% |
| Sep 30, 2022 | 0.71% |
| Jun 30, 2022 | 0.77% |
| Mar 31, 2022 | 0.76% |
| Dec 31, 2021 | 0.88% |
| Sep 30, 2021 | 1.10% |
API Access
JSM Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();