JSM (JSM) Provision for Credit Losses (2013 - 2026)
Navient (JSM) posted Provision for Credit Losses of $26 million for Q2 2026, down 29.7% from $37 million a year earlier and down 3.7% from the prior quarter.
Powered by 
Analysis
JSM (JSM) Provision for Credit Losses (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provision for Credit Losses at Navient was $265 million, up 72.1% year-over-year; for FY2025, it came in at $280 million, up 147.8% from FY2024.
- Annual Provision for Credit Losses shows a five-year compound annual growth rate of 12.6% (FY2020 to FY2025).
- In prior years, Navient's Provision for Credit Losses was $113 million in FY2024 (-8.1%), $123 million in FY2023 (+55.7%), $79 million in FY2022 and -$61 million in FY2021.
- The Q2 2026 figure stands as the lowest quarterly Provision for Credit Losses since Q2 2024.
- On a year-over-year basis, Provision for Credit Losses has declined in each of the last three quarters, with growth averaging 64.1% over the last eight quarters.
- The strongest year-over-year quarter for Provision for Credit Losses in the past five years was Q3 2025, with growth of 300.0%; the weakest was Q3 2024, with a decline of 41.7%.
- According to Business Quant data, Provision for Credit Losses for the three prior quarters was $27 million (Q1 2026), $44 million (Q4 2025) and $168 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00 Mn |
| Mar 31, 2026 | 27.00 Mn |
| Dec 31, 2025 | 44.00 Mn |
| Sep 30, 2025 | 168.00 Mn |
| Jun 30, 2025 | 37.00 Mn |
| Mar 31, 2025 | 30.00 Mn |
| Dec 31, 2024 | 45.00 Mn |
| Sep 30, 2024 | 42.00 Mn |
| Jun 30, 2024 | 14.00 Mn |
| Mar 31, 2024 | 12.00 Mn |
| Dec 31, 2023 | 55.00 Mn |
| Sep 30, 2023 | 72.00 Mn |
| Jun 30, 2023 | 11.00 Mn |
| Mar 31, 2023 | -14.00 Mn |
| Dec 31, 2022 | 17.00 Mn |
| Sep 30, 2022 | 28.00 Mn |
| Jun 30, 2022 | 18.00 Mn |
| Mar 31, 2022 | 16.00 Mn |
| Dec 31, 2021 | 5.00 Mn |
| Sep 30, 2021 | 22.00 Mn |
API Access
JSM Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();