JSM (JSM) Net Interest Income After Provisions (2013 - 2026)
Navient (JSM) reported Net Interest Income After Provisions of $96 million for Q2 2026, up 5.5% from $91 million a year earlier but down 7.7% from the prior quarter.
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JSM (JSM) Net Interest Income After Provisions (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's Net Interest Income After Provisions came in at $249 million, down 30.6% year-over-year; for FY2025, it came in at $239 million, down 43.5% from FY2024.
- Net Interest Income After Provisions has declined for four consecutive years, with a five-year compound annual growth rate of -26.3% (FY2020 to FY2025).
- By year, Net Interest Income After Provisions came in at $423 million in FY2024 (-42.8%), $739 million in FY2023 (-29.1%), $1.04 billion in FY2022 (-25.2%) and $1.39 billion in FY2021 (+27.0%).
- Five-year quarterly Net Interest Income After Provisions spans a low of -$26 million in Q3 2025 and a high of $321 million in Q1 2022.
- Year over year, Net Interest Income After Provisions gained in two of the last seven quarters, with an average decline of 19.4%.
- The high point for year-over-year Net Interest Income After Provisions in five years was Q2 2026 (growth of 5.5%); the low point was Q3 2024 (a decline of 64.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $104 million (Q1 2026), $75 million (Q4 2025) and -$26 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 96.00 Mn |
| Mar 31, 2026 | 104.00 Mn |
| Dec 31, 2025 | 75.00 Mn |
| Sep 30, 2025 | -26.00 Mn |
| Jun 30, 2025 | 91.00 Mn |
| Mar 31, 2025 | 100.00 Mn |
| Dec 31, 2024 | 90.00 Mn |
| Sep 30, 2024 | 78.00 Mn |
| Jun 30, 2024 | 116.00 Mn |
| Mar 31, 2024 | 140.00 Mn |
| Dec 31, 2023 | 105.00 Mn |
| Sep 30, 2023 | 219.00 Mn |
| Jun 30, 2023 | 167.00 Mn |
| Mar 31, 2023 | 248.00 Mn |
| Dec 31, 2022 | 206.00 Mn |
| Sep 30, 2022 | 212.00 Mn |
| Jun 30, 2022 | 303.00 Mn |
| Mar 31, 2022 | 321.00 Mn |
| Dec 31, 2021 | 309.00 Mn |
| Sep 30, 2021 | 312.00 Mn |
API Access
JSM Net Interest Income After Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-interest-income-after-provisions", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();