Navient (JSM) Interest Income - Net (2013 - 2026)
Navient (JSM) posted Interest Income - Net of $122.0 million for Q2 2026, down 6.87% on a QoQ basis from $131.0 million in Q1 2026, and down 4.69% year-over-year from $128.0 million in Q2 2025.
Analysis
Navient (JSM) Interest Income - Net (2013 - 2026) Analysis & Trends
Navient has reported Interest Income - Net for 14 years, with the latest figure at $122.0 million in Q2 2026.
- On a quarterly basis, Interest Income - Net fell 4.69% year-over-year to $122.0 million in Q2 2026; TTM through Jun 2026 was $514.0 million, a 0.19% change from a year earlier, with the FY2025 full-year figure at $519.0 million, down 3.17% from the prior year.
- Interest Income - Net was $122.0 million for Q2 2026 at Navient, down from $131.0 million in the prior quarter.
- The five-year high for Interest Income - Net was $337.0 million in Q1 2022, with the low at $119.0 million in Q4 2025.
- Average Interest Income - Net over 5 years is $182.9 million, with a median of $147.0 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Income - Net grew 21.25% in 2023, then tumbled 58.76% in 2024.
- Over 5 years, Interest Income - Net stood at $223.0 million in 2022, then fell by 28.25% to $160.0 million in 2023, then fell by 15.62% to $135.0 million in 2024, then fell by 11.85% to $119.0 million in 2025, then grew by 2.52% to $122.0 million in 2026.
- The last three Interest Income - Net figures came in at $122.0 million (Q2 2026), $131.0 million (Q1 2026), and $119.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 4.61 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 448.78 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 332.82 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 1.04 Bn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | -50.22 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 122.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 122.00 Mn |
| Mar 31, 2026 | 131.00 Mn |
| Dec 31, 2025 | 119.00 Mn |
| Sep 30, 2025 | 142.00 Mn |
| Jun 30, 2025 | 128.00 Mn |
| Mar 31, 2025 | 130.00 Mn |
| Dec 31, 2024 | 135.00 Mn |
| Sep 30, 2024 | 120.00 Mn |
| Jun 30, 2024 | 130.00 Mn |
| Mar 31, 2024 | 152.00 Mn |
| Dec 31, 2023 | 160.00 Mn |
| Sep 30, 2023 | 291.00 Mn |
| Jun 30, 2023 | 178.00 Mn |
| Mar 31, 2023 | 234.00 Mn |
| Dec 31, 2022 | 223.00 Mn |
| Sep 30, 2022 | 240.00 Mn |
| Jun 30, 2022 | 321.00 Mn |
| Mar 31, 2022 | 337.00 Mn |
| Dec 31, 2021 | 314.00 Mn |
| Sep 30, 2021 | 334.00 Mn |