JSM (JSM) Gross Margin (2013 - 2026)
Navient (JSM) posted Gross Margin of 62.00% for Q2 2026, down 4.03 percentage points from 66.03% a year earlier and down 1.82 percentage points from the prior quarter.
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Analysis
JSM (JSM) Gross Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Gross Margin at Navient was 63.17%, down 0.10 percentage points year-over-year; for FY2025, it was 61.15%, down 0.22 percentage points from FY2024.
- Annual Gross Margin shows a five-year change of +1.99 percentage points (FY2020 to FY2025).
- In prior years, Navient's Gross Margin was 61.37% in FY2024 (+1.34 pp), 60.03% in FY2023 (-9.23 pp), 69.26% in FY2022 (+4.10 pp) and 65.15% in FY2021 (+6.00 pp).
- The Q2 2026 figure stands as the lowest quarterly Gross Margin since Q1 2025.
- On a year-over-year basis, Gross Margin increased in five of the last eight quarters, with an average year-over-year change of +2.81 percentage points.
- The strongest year-over-year quarter for Gross Margin in the past five years was Q2 2025, with a gain of 11.37 percentage points; the weakest was Q2 2023, with a drop of 14.52 percentage points.
- According to Business Quant data, Gross Margin for the three prior quarters was 63.82% (Q1 2026), 64.96% (Q4 2025) and 62.11% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.00% |
| Mar 31, 2026 | 63.82% |
| Dec 31, 2025 | 64.96% |
| Sep 30, 2025 | 62.11% |
| Jun 30, 2025 | 66.03% |
| Mar 31, 2025 | 52.56% |
| Dec 31, 2024 | 57.85% |
| Sep 30, 2024 | 69.44% |
| Jun 30, 2024 | 54.66% |
| Mar 31, 2024 | 58.89% |
| Dec 31, 2023 | 48.65% |
| Sep 30, 2023 | 68.25% |
| Jun 30, 2023 | 56.03% |
| Mar 31, 2023 | 61.49% |
| Dec 31, 2022 | 62.05% |
| Sep 30, 2022 | 65.38% |
| Jun 30, 2022 | 70.55% |
| Mar 31, 2022 | 75.18% |
| Dec 31, 2021 | 62.21% |
| Sep 30, 2021 | 62.55% |
API Access
JSM Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=JSM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "JSM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=JSM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();