Navient (JSM) Change in Interest Receivables (2017 - 2026)
Navient (JSM) posted Change in Interest Receivables of $18.0 million for Q2 2026, up 147.37% on a QoQ basis from -$38.0 million in Q1 2026, and up 190.0% year-over-year from $6.2 million in Q2 2025.
Analysis
Navient (JSM) Change in Interest Receivables (2017 - 2026) Analysis & Trends
Navient has reported Change in Interest Receivables for 10 years, with the latest figure at $18.0 million in Q2 2026.
- On a quarterly basis, Change in Interest Receivables rose 190.0% year-over-year to $18.0 million in Q2 2026; TTM through Jun 2026 was -$24.0 million, a 83.33% increase from a year earlier, with the FY2025 full-year figure at -$76.0 million, up 78.16% from the prior year.
- Change in Interest Receivables was $18.0 million for Q2 2026 at Navient, up from -$38.0 million in the prior quarter.
- The five-year high for Change in Interest Receivables was $96.0 million in Q4 2022, with the low at -$167.0 million in Q2 2024.
- Average Change in Interest Receivables over 5 years is -$14.5 million, with a median of -$7.0 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Change in Interest Receivables surged 214.55% in 2022, then sank 3350.0% in 2024.
- Over 5 years, Change in Interest Receivables stood at $96.0 million in 2022, then slumped by 121.88% to -$21.0 million in 2023, then surged by 66.67% to -$7.0 million in 2024, then soared by 42.86% to -$4.0 million in 2025, then jumped by 550.0% to $18.0 million in 2026.
- The last three Change in Interest Receivables figures came in at $18.0 million (Q2 2026), -$38.0 million (Q1 2026), and -$4.0 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Interest Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 246.02 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 18.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.00 Mn |
| Mar 31, 2026 | -38.00 Mn |
| Sep 30, 2025 | -4.00 Mn |
| Jun 30, 2025 | -20.00 Mn |
| Mar 31, 2025 | -52.00 Mn |
| Dec 31, 2024 | -7.00 Mn |
| Sep 30, 2024 | -65.00 Mn |
| Jun 30, 2024 | -167.00 Mn |
| Mar 31, 2024 | -109.00 Mn |
| Dec 31, 2023 | -21.00 Mn |
| Sep 30, 2023 | 2.00 Mn |
| Jun 30, 2023 | 57.00 Mn |
| Mar 31, 2023 | 12.00 Mn |
| Dec 31, 2022 | 96.00 Mn |
| Sep 30, 2022 | 63.00 Mn |
| Jun 30, 2022 | 36.00 Mn |
| Mar 31, 2022 | -48.00 Mn |
| Dec 31, 2021 | 41.00 Mn |
| Sep 30, 2021 | -55.00 Mn |
| Jun 30, 2021 | 47.00 Mn |