Jefferson Capital (JCAP) Notes Payables (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Notes Payables of $299.2 million for Q4 2025, down 41.77% year-over-year from $513.8 million in Q4 2024, and little changed quarter-over-quarter from $300.2 million in Q3 2025.

Jefferson Capital (JCAP) Notes Payables (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has reported Notes Payables for 2 consecutive years, with $299.2 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Notes Payables fell 41.77% year-over-year to $299.2 million; the TTM figure through Dec 2025 stood at $299.2 million (down 41.77% YoY), while the FY2025 annual figure was $299.2 million, down 41.77% from the prior year.
  • Notes Payables was little changed at $299.2 million in Q4 2025 per JCAP's latest filing, from $300.2 million in the prior quarter.
  • Across five years, Notes Payables topped out at $513.8 million in Q4 2024 and bottomed at $299.2 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Jefferson Capital 627.16 Mn 603.93 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 299.20 Mn
Sep 30, 2025 300.16 Mn
Jun 30, 2025 422.33 Mn
Dec 31, 2024 513.80 Mn