Independent Bank (INDB) EBITDA Margin (2009 - 2026)
Independent Bank's EBITDA Margin was 77.11% in Q2 2026, down 3.01 percentage points from 80.12% a year earlier but up 1.01 percentage points from the prior quarter.
Independent Bank (INDB) EBITDA Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Independent Bank's EBITDA Margin was 72.33% through Jun 30, 2026, down 6.88 percentage points year-over-year; for FY2025, it was 72.05%, down 11.90 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +27.30 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 83.95% in FY2024 (+10.03 pp), 73.92% in FY2023 (+16.75 pp), 57.17% in FY2022 (+17.12 pp) and 40.05% in FY2021 (-4.70 pp).
- Quarterly EBITDA Margin has moved between 6.93% (Q4 2021) and 88.82% (Q2 2024) over five years.
- Compared with a year earlier, EBITDA Margin was higher in three of the last eight quarters, with an average year-over-year change of -5.39 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q4 2022 (a gain of 55.53 percentage points); the worst was Q4 2021 (a drop of 40.79 percentage points).
- Per Business Quant data, INDB's EBITDA Margin in the three quarters before Q2 2026 was 76.10% (Q1 2026), 74.72% (Q4 2025) and 60.97% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Independent Bank | 3.98 Bn | 3.90 Bn | - | 79.68% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 79.68% |
| Jun 30, 2026 | 77.11% |
| Mar 31, 2026 | 76.10% |
| Dec 31, 2025 | 74.72% |
| Sep 30, 2025 | 60.97% |
| Jun 30, 2025 | 80.12% |
| Mar 31, 2025 | 75.19% |
| Dec 31, 2024 | 81.41% |
| Sep 30, 2024 | 80.14% |
| Jun 30, 2024 | 88.82% |
| Mar 31, 2024 | 85.67% |
| Dec 31, 2023 | 79.88% |
| Sep 30, 2023 | 77.62% |
| Jun 30, 2023 | 75.09% |
| Mar 31, 2023 | 63.50% |
| Dec 31, 2022 | 62.46% |
| Sep 30, 2022 | 58.71% |
| Jun 30, 2022 | 55.16% |
| Mar 31, 2022 | 51.01% |
| Dec 31, 2021 | 6.93% |
Independent Bank EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=INDB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "INDB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=INDB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();