Independent Bank (INDB) EBITDA Margin (2010 - 2026)
Independent Bank's (INDB) quarterly EBITDA Margin came in at 78.71% in Q1 2026, down 1840.0% year-on-year from 4.52% in Q1 2025, and up 445.25% quarter-over-quarter from 22.8% in Q4 2025.
Independent Bank (INDB) EBITDA Margin (2010 - 2026) Analysis & Trends
Independent Bank's EBITDA Margin history runs 17 years deep, the most recent figure standing at 78.71% for Q1 2026.
- On a quarterly basis, EBITDA Margin fell 1840.0% year-over-year to 78.71% in Q1 2026; TTM through Mar 2026 was 29.63%, a 5640.0% decrease from a year earlier, with the FY2025 full-year figure at 74.38%, down 1217.0% from the prior year.
- EBITDA Margin climbed to 78.71% in Q1 2026 per INDB's latest filing, from 22.8% in the prior quarter.
- Across five years, EBITDA Margin topped out at 382.21% in Q3 2023 and bottomed at 22.8% in Q4 2025.
- The 5-year median for EBITDA Margin is 60.58% (2025), against an average of 94.17%.
- Across the five-year window, EBITDA Margin jumped 32450 bps in 2023 and slumped 29427 bps in 2024, its largest moves.
- Year by year, EBITDA Margin stood at 56.24% in 2022, then advanced by 5 bps to 59.22% in 2023, then plunged by 49 bps to 30.21% in 2024, then tumbled by 175 bps to 22.8% in 2025, then jumped by 445 bps to 78.71% in 2026.
- Per Business Quant, the three latest INDB EBITDA Margin figures stand at 78.71% (Q1 2026), 22.8% (Q4 2025), and 60.58% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 70.24% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | Independent Bank | 4.15 Bn | 4.10 Bn | - | 78.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 78.71% |
| Dec 31, 2025 | -22.80% |
| Sep 30, 2025 | 60.58% |
| Jun 30, 2025 | 85.05% |
| Mar 31, 2025 | 97.11% |
| Dec 31, 2024 | 30.21% |
| Sep 30, 2024 | 87.95% |
| Jun 30, 2024 | 188.42% |
| Mar 31, 2024 | 204.10% |
| Dec 31, 2023 | 59.22% |
| Sep 30, 2023 | 382.21% |
| Jun 30, 2023 | 70.32% |
| Mar 31, 2023 | 58.36% |
| Dec 31, 2022 | 56.24% |
| Sep 30, 2022 | 57.71% |
| Jun 30, 2022 | 53.05% |
| Mar 31, 2022 | 54.37% |
| Dec 31, 2021 | 6.92% |
| Sep 30, 2021 | 56.56% |
| Jun 30, 2021 | 45.10% |