Independent Bank (INDB) EBITDA Margin (2010 - 2026)

Independent Bank's (INDB) quarterly EBITDA Margin came in at 78.71% in Q1 2026, down 1840.0% year-on-year from 4.52% in Q1 2025, and up 445.25% quarter-over-quarter from 22.8% in Q4 2025.

Independent Bank (INDB) EBITDA Margin (2010 - 2026) Analysis & Trends

Independent Bank's EBITDA Margin history runs 17 years deep, the most recent figure standing at 78.71% for Q1 2026.

  • On a quarterly basis, EBITDA Margin fell 1840.0% year-over-year to 78.71% in Q1 2026; TTM through Mar 2026 was 29.63%, a 5640.0% decrease from a year earlier, with the FY2025 full-year figure at 74.38%, down 1217.0% from the prior year.
  • EBITDA Margin climbed to 78.71% in Q1 2026 per INDB's latest filing, from 22.8% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 382.21% in Q3 2023 and bottomed at 22.8% in Q4 2025.
  • The 5-year median for EBITDA Margin is 60.58% (2025), against an average of 94.17%.
  • Across the five-year window, EBITDA Margin jumped 32450 bps in 2023 and slumped 29427 bps in 2024, its largest moves.
  • Year by year, EBITDA Margin stood at 56.24% in 2022, then advanced by 5 bps to 59.22% in 2023, then plunged by 49 bps to 30.21% in 2024, then tumbled by 175 bps to 22.8% in 2025, then jumped by 445 bps to 78.71% in 2026.
  • Per Business Quant, the three latest INDB EBITDA Margin figures stand at 78.71% (Q1 2026), 22.8% (Q4 2025), and 60.58% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 579,101.06%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7,561,492.12%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 361.17%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 70.24%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.34%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 1,471.89%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 66.28%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 76.58%
10 Independent Bank 4.15 Bn 4.10 Bn - 78.71%

Historic Data

Download Data
DateValue
Mar 31, 2026 78.71%
Dec 31, 2025 -22.80%
Sep 30, 2025 60.58%
Jun 30, 2025 85.05%
Mar 31, 2025 97.11%
Dec 31, 2024 30.21%
Sep 30, 2024 87.95%
Jun 30, 2024 188.42%
Mar 31, 2024 204.10%
Dec 31, 2023 59.22%
Sep 30, 2023 382.21%
Jun 30, 2023 70.32%
Mar 31, 2023 58.36%
Dec 31, 2022 56.24%
Sep 30, 2022 57.71%
Jun 30, 2022 53.05%
Mar 31, 2022 54.37%
Dec 31, 2021 6.92%
Sep 30, 2021 56.56%
Jun 30, 2021 45.10%