International Bancshares (IBOC) Free Cash Flow (2009 - 2026)
International Bancshares' Free Cash Flow came in at $88.56 million for Q2 2026, down 3.4% from $91.63 million a year earlier and down 23.7% from the prior quarter.
International Bancshares (IBOC) Free Cash Flow (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, International Bancshares reported Free Cash Flow of $452.82 million, up 0.4% year-over-year; for FY2025, it was $472.94 million, up 2.9% from FY2024.
- Free Cash Flow has increased in each of the last four years, with a five-year compound annual growth rate of 9.6% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $459.8 million in FY2024 (+2.9%), $446.94 million in FY2023 (+21.2%), $368.73 million in FY2022 (+31.1%) and $281.29 million in FY2021 (-5.7%).
- The Q2 2026 figure represents the lowest quarterly Free Cash Flow since Q2 2023.
- Year-over-year, Free Cash Flow increased in four of the last eight quarters, with an average decline of 1.0%.
- The fastest year-over-year change in Free Cash Flow over five years came in Q3 2022 (growth of 106.2%), and the weakest in Q4 2021 (a decline of 30.0%).
- Business Quant data shows IBOC's Free Cash Flow at $116.05 million (Q1 2026), $136 million (Q4 2025) and $112.22 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -25.28 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 29.04 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -3.57 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 25.17 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.60 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 6.78 Bn |
| 10 | International Bancshares | 4.26 Bn | 4.26 Bn | - | 88.56 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 88.56 Mn |
| Mar 31, 2026 | 116.05 Mn |
| Dec 31, 2025 | 136.00 Mn |
| Sep 30, 2025 | 112.22 Mn |
| Jun 30, 2025 | 91.63 Mn |
| Mar 31, 2025 | 133.09 Mn |
| Dec 31, 2024 | 116.53 Mn |
| Sep 30, 2024 | 109.57 Mn |
| Jun 30, 2024 | 104.85 Mn |
| Mar 31, 2024 | 128.85 Mn |
| Dec 31, 2023 | 124.35 Mn |
| Sep 30, 2023 | 104.53 Mn |
| Jun 30, 2023 | 79.65 Mn |
| Mar 31, 2023 | 138.40 Mn |
| Dec 31, 2022 | 93.02 Mn |
| Sep 30, 2022 | 116.90 Mn |
| Jun 30, 2022 | 82.20 Mn |
| Mar 31, 2022 | 76.61 Mn |
| Dec 31, 2021 | 62.87 Mn |
| Sep 30, 2021 | 56.68 Mn |
International Bancshares Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBOC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "IBOC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBOC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();