Independent Bank (IBCP) Payout Ratio (2014 - 2026)
Independent Bank's (IBCP) quarterly Payout Ratio came in at 0.31 in Q2 2026, down 3.91% year-over-year from 0.32 in Q2 2025, and down 10.53% quarter-over-quarter from 0.34 in Q1 2026.
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Analysis
Independent Bank (IBCP) Payout Ratio (2014 - 2026) Analysis & Trends
Independent Bank has disclosed Payout Ratio across 13 years of filings, most recently posting 0.31 for Q2 2026.
- In Q2 2026, Payout Ratio fell 3.91% year-over-year to 0.31; the TTM figure through Jun 2026 stood at 0.31 (down 3.49% YoY), while the FY2025 annual figure was 0.32, up 5.0% from the prior year.
- Payout Ratio came in at 0.31 for Q2 2026 at Independent Bank, down from 0.34 in the prior quarter.
- In the past five years, Payout Ratio ranged from a high of 0.37 in Q1 2023 to a low of 0.26 in Q1 2022.
- Average Payout Ratio over 5 years is 0.31, with a median of 0.31 recorded in 2024.
- Year-over-year, Payout Ratio soared 44.2% in 2023 and dropped 22.12% in 2024.
- Over 5 years, Payout Ratio stood at 0.31 in 2022, then gained by 13.52% to 0.35 in 2023, then retreated by 22.12% to 0.27 in 2024, then advanced by 6.68% to 0.29 in 2025, then climbed by 5.9% to 0.31 in 2026.
- Per Business Quant data, the three most recent Payout Ratio figures were 0.31 in Q2 2026, 0.34 in Q1 2026, and 0.29 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.31 |
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.29 |
| Sep 30, 2025 | 0.31 |
| Jun 30, 2025 | 0.32 |
| Mar 31, 2025 | 0.35 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.36 |
| Jun 30, 2024 | 0.27 |
| Mar 31, 2024 | 0.31 |
| Dec 31, 2023 | 0.35 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 0.33 |
| Mar 31, 2023 | 0.37 |
| Dec 31, 2022 | 0.31 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.36 |
| Sep 30, 2021 | 0.28 |
API Access
Independent Bank Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();