Independent Bank (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank recorded quarterly Free Cash Flow of -$13.8 million in Q1 2026, down 316.55% quarter-over-quarter from $6.4 million in Q4 2025, and down 175.93% year-over-year from $18.1 million in Q1 2025.
Independent Bank's Free Cash Flow history runs 17 years deep, the most recent figure standing at -$13.8 million for Q1 2026.
- In Q1 2026, Free Cash Flow fell 175.93% year-over-year to -$13.8 million; the TTM figure through Mar 2026 stood at $38.3 million (down 28.02% YoY), while the FY2025 annual figure was $70.2 million, up 27.11% from the prior year.
- Free Cash Flow came in at -$13.8 million for Q1 2026 at Independent Bank, down from $6.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
- A 5-year average of $15.9 million and a median of $16.5 million in 2025 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow jumped 1831.37% in 2023 and sank 175.93% in 2026, its largest moves.
- Independent Bank's Free Cash Flow stood at -$883000.0 in 2022, then surged by 1831.37% to $15.3 million in 2023, then retreated by 19.15% to $12.4 million in 2024, then tumbled by 48.57% to $6.4 million in 2025, then slumped by 316.55% to -$13.8 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$13.8 million, $6.4 million, and $16.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | Independent Bank | 697.49 Mn | 522.58 Mn | - | -13.77 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -13.77 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Sep 30, 2023 | 24.27 Mn |
| Sep 30, 2023 | 24.27 Mn |
| Jun 30, 2023 | 7.95 Mn |
| Jun 30, 2023 | 7.95 Mn |
| Mar 31, 2023 | 22.06 Mn |
| Mar 31, 2023 | 22.06 Mn |
| Dec 31, 2022 | -883,000.00 |
| Dec 31, 2022 | -883,000.00 |
| Sep 30, 2022 | 31.68 Mn |
| Sep 30, 2022 | 31.68 Mn |
| Jun 30, 2022 | 21.97 Mn |
| Jun 30, 2022 | 21.97 Mn |
| Mar 31, 2022 | 36.19 Mn |
| Mar 31, 2022 | 36.19 Mn |
| Dec 31, 2021 | 52.94 Mn |
| Dec 31, 2021 | 52.94 Mn |
| Sep 30, 2021 | -12.14 Mn |
| Sep 30, 2021 | -12.14 Mn |
| Jun 30, 2021 | 30.40 Mn |
| Jun 30, 2021 | 30.40 Mn |
| Mar 31, 2021 | 33.12 Mn |
| Mar 31, 2021 | 33.12 Mn |
| Dec 31, 2020 | 18.67 Mn |
| Dec 31, 2020 | 18.67 Mn |
| Sep 30, 2020 | -6.67 Mn |
| Sep 30, 2020 | -6.67 Mn |
| Jun 30, 2020 | 20.78 Mn |
| Jun 30, 2020 | 20.78 Mn |
| Mar 31, 2020 | 21.52 Mn |
| Mar 31, 2020 | 21.52 Mn |
| Dec 31, 2019 | 26.08 Mn |
| Dec 31, 2019 | 26.08 Mn |
| Sep 30, 2019 | -8.92 Mn |
| Sep 30, 2019 | -8.92 Mn |
| Jun 30, 2019 | 2.78 Mn |
| Jun 30, 2019 | 2.78 Mn |
| Mar 31, 2019 | 9.62 Mn |
| Mar 31, 2019 | 9.62 Mn |
| Dec 31, 2018 | 23.24 Mn |
| Dec 31, 2018 | 23.24 Mn |
| Sep 30, 2018 | 6.55 Mn |
| Sep 30, 2018 | 6.55 Mn |
| Jun 30, 2018 | 5.30 Mn |
| Jun 30, 2018 | 5.30 Mn |
| Mar 31, 2018 | 5.97 Mn |
| Mar 31, 2018 | 5.97 Mn |
| Dec 31, 2017 | 30.33 Mn |
| Dec 31, 2017 | 30.33 Mn |
| Sep 30, 2017 | -7.41 Mn |
| Sep 30, 2017 | -7.41 Mn |
| Jun 30, 2017 | 8.74 Mn |
| Jun 30, 2017 | 8.74 Mn |
| Mar 31, 2017 | 2.70 Mn |
| Mar 31, 2017 | 2.70 Mn |
| Dec 31, 2016 | 9.09 Mn |
| Dec 31, 2016 | 9.09 Mn |
| Sep 30, 2016 | -2.65 Mn |
| Sep 30, 2016 | -2.65 Mn |
| Jun 30, 2016 | 8.93 Mn |
| Jun 30, 2016 | 8.93 Mn |
| Mar 31, 2016 | 4.87 Mn |
| Mar 31, 2016 | 4.87 Mn |
| Dec 31, 2015 | 1.87 Mn |
| Dec 31, 2015 | 1.87 Mn |
| Sep 30, 2015 | 10.75 Mn |
| Sep 30, 2015 | 10.75 Mn |
| Jun 30, 2015 | 9.17 Mn |
| Jun 30, 2015 | 9.17 Mn |
| Mar 31, 2015 | -3.29 Mn |
| Mar 31, 2015 | -3.29 Mn |
| Dec 31, 2014 | 5.17 Mn |
| Dec 31, 2014 | 5.17 Mn |
| Sep 30, 2014 | -2.94 Mn |
| Sep 30, 2014 | -2.94 Mn |
| Jun 30, 2014 | 155,000.00 |
| Jun 30, 2014 | 155,000.00 |
| Mar 31, 2014 | 6.40 Mn |
| Mar 31, 2014 | 6.40 Mn |
| Dec 31, 2013 | 8.29 Mn |
| Dec 31, 2013 | 8.29 Mn |
| Sep 30, 2013 | 2.90 Mn |
| Sep 30, 2013 | 2.90 Mn |
| Jun 30, 2013 | 16.16 Mn |
| Jun 30, 2013 | 16.16 Mn |
| Mar 31, 2013 | 16.35 Mn |
| Mar 31, 2013 | 16.35 Mn |
| Dec 31, 2012 | 17.42 Mn |
| Dec 31, 2012 | 17.42 Mn |
| Sep 30, 2012 | -12.07 Mn |
| Sep 30, 2012 | -12.07 Mn |
| Jun 30, 2012 | 8.24 Mn |
| Jun 30, 2012 | 8.24 Mn |
| Mar 31, 2012 | 10.52 Mn |
| Mar 31, 2012 | 10.52 Mn |
| Dec 31, 2011 | -3.93 Mn |
| Dec 31, 2011 | -3.93 Mn |
| Sep 30, 2011 | 400,000.00 |
| Sep 30, 2011 | 400,000.00 |
| Jun 30, 2011 | 2.17 Mn |
| Jun 30, 2011 | 2.17 Mn |
| Mar 31, 2011 | 33.99 Mn |
| Mar 31, 2011 | 33.99 Mn |
| Dec 31, 2010 | 11.25 Mn |
| Dec 31, 2010 | 11.25 Mn |
| Sep 30, 2010 | -24.87 Mn |
| Sep 30, 2010 | -24.87 Mn |