Independent Bank (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank's (IBCP) quarterly Free Cash Flow came in at $16.7 million in Q2 2026, down 1.09% year-over-year from $16.9 million in Q2 2025, and up 221.48% quarter-over-quarter from -$13.8 million in Q1 2026.
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Analysis
Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends
Independent Bank has disclosed Free Cash Flow across 17 years of filings, most recently posting $16.7 million for Q2 2026.
- In Q2 2026, Free Cash Flow fell 1.09% year-over-year to $16.7 million; the TTM figure through Jun 2026 stood at $38.1 million (down 39.65% YoY), while the FY2025 annual figure was $70.2 million, up 27.11% from the prior year.
- Free Cash Flow came in at $16.7 million for Q2 2026 at Independent Bank, up from -$13.8 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
- Average Free Cash Flow over 5 years is $15.9 million, with a median of $16.8 million recorded in 2025.
- Year-over-year, Free Cash Flow jumped 1831.37% in 2023 and sank 175.93% in 2026.
- Over 5 years, Free Cash Flow stood at -$883000.0 in 2022, then jumped by 1831.37% to $15.3 million in 2023, then fell by 19.15% to $12.4 million in 2024, then slumped by 48.57% to $6.4 million in 2025, then surged by 163.06% to $16.7 million in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were $16.7 million in Q2 2026, -$13.8 million in Q1 2026, and $6.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 955.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.25 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 985.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 672.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 307.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 233.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 855.00 Mn |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 16.72 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.72 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 28.77 Mn |
| Jun 30, 2025 | 16.91 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Sep 30, 2023 | 24.27 Mn |
| Jun 30, 2023 | 7.95 Mn |
| Mar 31, 2023 | 22.06 Mn |
| Dec 31, 2022 | -883,000.00 |
| Sep 30, 2022 | 31.68 Mn |
| Jun 30, 2022 | 21.97 Mn |
| Mar 31, 2022 | 36.19 Mn |
| Dec 31, 2021 | 52.94 Mn |
| Sep 30, 2021 | -12.14 Mn |
API Access
Independent Bank Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();