Independent Bank (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank (IBCP) posted Free Cash Flow of -$13.8 million for Q1 2026, down 316.55% sequentially from $6.4 million in Q4 2025, and down 175.93% YoY from $18.1 million in Q1 2025.
Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends
Independent Bank has reported Free Cash Flow for 17 years, with the latest figure at -$13.8 million in Q1 2026.
- Quarterly Free Cash Flow fell 175.93% year-over-year to -$13.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.3 million (down 28.02% YoY) and the FY2025 annual result came in at $70.2 million, up 27.11% from the prior year.
- Free Cash Flow slipped to -$13.8 million in Q1 2026 per IBCP's latest filing, from $6.4 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $36.2 million in Q1 2022 and troughed at -$13.8 million in Q1 2026.
- A 5-year average of $15.9 million and a median of $16.5 million in 2025 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2023 and 2026: Free Cash Flow surged 1831.37% in 2023, then slumped 175.93% in 2026.
- Over 5 years, Free Cash Flow stood at -$883000.0 in 2022, then soared by 1831.37% to $15.3 million in 2023, then decreased by 19.15% to $12.4 million in 2024, then plunged by 48.57% to $6.4 million in 2025, then tumbled by 316.55% to -$13.8 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$13.8 million, $6.4 million, and $16.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Independent Bank | 764.20 Mn | 598.75 Mn | - | 16.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 16.72 Mn |
| Jun 30, 2026 | 16.72 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Mar 31, 2024 | 20.16 Mn |