Independent Bank (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank's (IBCP) quarterly Free Cash Flow came in at -$13.8 million in Q1 2026, down 175.93% year-on-year from $18.1 million in Q1 2025, and down 316.55% quarter-over-quarter from $6.4 million in Q4 2025.
Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends
Independent Bank has disclosed Free Cash Flow across 17 years of filings, most recently posting -$13.8 million for Q1 2026.
- Free Cash Flow for Q1 2026 came in at -$13.8 million, down 175.93% year-over-year; the trailing twelve-month figure through Mar 2026 was $38.3 million (down 28.02% YoY), and the FY2025 annual result was $70.2 million, up 27.11% from the prior year.
- Free Cash Flow came in at -$13.8 million for Q1 2026 at Independent Bank, down from $6.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
- The 5-year median for Free Cash Flow is $16.5 million (2025), against an average of $15.9 million.
- Across the five-year window, Free Cash Flow soared 1831.37% in 2023 and slumped 175.93% in 2026, its largest moves.
- Independent Bank's Free Cash Flow stood at -$883000.0 in 2022, then jumped by 1831.37% to $15.3 million in 2023, then fell by 19.15% to $12.4 million in 2024, then plunged by 48.57% to $6.4 million in 2025, then tumbled by 316.55% to -$13.8 million in 2026.
- The last three Free Cash Flow figures came in at -$13.8 million (Q1 2026), $6.4 million (Q4 2025), and $16.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Independent Bank | 728.97 Mn | 554.06 Mn | - | -13.77 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -13.77 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Dec 31, 2023 | 15.29 Mn |