Independent Bank Corp /Mi/ (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank (IBCP) recorded Free Cash Flow of $16.72 million in Q2 2026, down 1.1% from $16.91 million a year earlier.
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Analysis
Independent Bank Corp /Mi/ (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends
On a TTM basis, Independent Bank's Free Cash Flow came in at $38.09 million as of Jun 30, 2026, down 39.6% year-over-year; for FY2025, it came in at $70.17 million, up 27.1% from FY2024.
- Annual Free Cash Flow has a five-year compound annual growth rate of 5.3% (FY2020 to FY2025).
- Across earlier years, Free Cash Flow came in at $55.2 million in FY2024 (-20.6%), $69.57 million in FY2023 (-21.8%), $88.95 million in FY2022 (-14.7%) and $104.32 million in FY2021 (+92.1%).
- Quarterly Free Cash Flow has ranged from -$13.77 million in Q1 2026 to $52.94 million in Q4 2021 over the past five years.
- On a year-over-year basis, Free Cash Flow rose in two of the last seven quarters, with growth averaging 15.9%.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 183.6% in Q4 2021, against a decline of 63.8% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at -$13.77 million (Q1 2026), $6.36 million (Q4 2025) and $28.77 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.72 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 28.77 Mn |
| Jun 30, 2025 | 16.91 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Sep 30, 2023 | 24.27 Mn |
| Jun 30, 2023 | 7.95 Mn |
| Mar 31, 2023 | 22.06 Mn |
| Dec 31, 2022 | -883,000.00 |
| Sep 30, 2022 | 31.68 Mn |
| Jun 30, 2022 | 21.97 Mn |
| Mar 31, 2022 | 36.19 Mn |
| Dec 31, 2021 | 52.94 Mn |
| Sep 30, 2021 | -12.14 Mn |
API Access
Independent Bank Corp /Mi/ Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();