Independent Bank (IBCP) Free Cash Flow (2010 - 2026)

Independent Bank's (IBCP) quarterly Free Cash Flow came in at -$13.8 million in Q1 2026, down 175.93% year-on-year from $18.1 million in Q1 2025, and down 316.55% quarter-over-quarter from $6.4 million in Q4 2025.

Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends

Independent Bank has disclosed Free Cash Flow across 17 years of filings, most recently posting -$13.8 million for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at -$13.8 million, down 175.93% year-over-year; the trailing twelve-month figure through Mar 2026 was $38.3 million (down 28.02% YoY), and the FY2025 annual result was $70.2 million, up 27.11% from the prior year.
  • Free Cash Flow came in at -$13.8 million for Q1 2026 at Independent Bank, down from $6.4 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
  • The 5-year median for Free Cash Flow is $16.5 million (2025), against an average of $15.9 million.
  • Across the five-year window, Free Cash Flow soared 1831.37% in 2023 and slumped 175.93% in 2026, its largest moves.
  • Independent Bank's Free Cash Flow stood at -$883000.0 in 2022, then jumped by 1831.37% to $15.3 million in 2023, then fell by 19.15% to $12.4 million in 2024, then plunged by 48.57% to $6.4 million in 2025, then tumbled by 316.55% to -$13.8 million in 2026.
  • The last three Free Cash Flow figures came in at -$13.8 million (Q1 2026), $6.4 million (Q4 2025), and $16.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Independent Bank 728.97 Mn 554.06 Mn - -13.77 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -13.77 Mn
Mar 31, 2026 -13.77 Mn
Dec 31, 2025 6.36 Mn
Dec 31, 2025 6.36 Mn
Sep 30, 2025 16.54 Mn
Sep 30, 2025 16.54 Mn
Jun 30, 2025 29.14 Mn
Jun 30, 2025 29.14 Mn
Mar 31, 2025 18.13 Mn
Mar 31, 2025 18.13 Mn
Dec 31, 2024 12.36 Mn
Dec 31, 2024 12.36 Mn
Sep 30, 2024 15.71 Mn
Sep 30, 2024 15.71 Mn
Jun 30, 2024 6.97 Mn
Jun 30, 2024 6.97 Mn
Mar 31, 2024 20.16 Mn
Mar 31, 2024 20.16 Mn
Dec 31, 2023 15.29 Mn
Dec 31, 2023 15.29 Mn