Independent Bank (IBCP) Free Cash Flow (2010 - 2026)
Independent Bank (IBCP) reported Free Cash Flow of -$13.8 million for Q1 2026, down 175.93% on a YoY basis from $18.1 million in Q1 2025, and down 316.55% sequentially from $6.4 million in Q4 2025.
Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends
Independent Bank (IBCP) has 17 years of Free Cash Flow data on file, last reported at -$13.8 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow fell 175.93% year-over-year to -$13.8 million; the trailing twelve-month figure through Mar 2026 stood at $38.3 million (down 28.02% YoY), and the FY2025 full-year result was $70.2 million, up 27.11% from the prior year.
- Free Cash Flow slipped to -$13.8 million in Q1 2026, from $6.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
- A 5-year average of $15.9 million and a median of $16.5 million in 2025 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow soared 1831.37% in 2023 and plunged 175.93% in 2026, its largest moves.
- Tracing IBCP's Free Cash Flow over 5 years: stood at -$883000.0 in 2022, then soared by 1831.37% to $15.3 million in 2023, then declined by 19.15% to $12.4 million in 2024, then sank by 48.57% to $6.4 million in 2025, then plunged by 316.55% to -$13.8 million in 2026.
- Business Quant data shows IBCP's Free Cash Flow at -$13.8 million in Q1 2026, $6.4 million in Q4 2025, and $16.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 385,108.26 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 26.15 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -172,298.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 5.85 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 6.71 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.93 Bn |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | -13.77 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -13.77 Mn |
| Mar 31, 2026 | -13.77 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Dec 31, 2025 | 6.36 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Sep 30, 2025 | 16.54 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Jun 30, 2025 | 29.14 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Mar 31, 2025 | 18.13 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Dec 31, 2024 | 12.36 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Sep 30, 2024 | 15.71 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Jun 30, 2024 | 6.97 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Mar 31, 2024 | 20.16 Mn |
| Dec 31, 2023 | 15.29 Mn |
| Dec 31, 2023 | 15.29 Mn |