Independent Bank (IBCP) Free Cash Flow (2010 - 2026)

Independent Bank (IBCP) reported Free Cash Flow of -$13.8 million for Q1 2026, down 175.93% on a YoY basis from $18.1 million in Q1 2025, and down 316.55% sequentially from $6.4 million in Q4 2025.

Independent Bank (IBCP) Free Cash Flow (2010 - 2026) Analysis & Trends

Independent Bank (IBCP) has 17 years of Free Cash Flow data on file, last reported at -$13.8 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow fell 175.93% year-over-year to -$13.8 million; the trailing twelve-month figure through Mar 2026 stood at $38.3 million (down 28.02% YoY), and the FY2025 full-year result was $70.2 million, up 27.11% from the prior year.
  • Free Cash Flow slipped to -$13.8 million in Q1 2026, from $6.4 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $36.2 million in Q1 2022 to a low of -$13.8 million in Q1 2026.
  • A 5-year average of $15.9 million and a median of $16.5 million in 2025 frame the typical range for Free Cash Flow.
  • Across the five-year window, Free Cash Flow soared 1831.37% in 2023 and plunged 175.93% in 2026, its largest moves.
  • Tracing IBCP's Free Cash Flow over 5 years: stood at -$883000.0 in 2022, then soared by 1831.37% to $15.3 million in 2023, then declined by 19.15% to $12.4 million in 2024, then sank by 48.57% to $6.4 million in 2025, then plunged by 316.55% to -$13.8 million in 2026.
  • Business Quant data shows IBCP's Free Cash Flow at -$13.8 million in Q1 2026, $6.4 million in Q4 2025, and $16.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 385,108.26
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 26.15 Mn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -172,298.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 5.85 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 6.71 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.93 Bn
10 Independent Bank 754.47 Mn 579.55 Mn - -13.77 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -13.77 Mn
Mar 31, 2026 -13.77 Mn
Dec 31, 2025 6.36 Mn
Dec 31, 2025 6.36 Mn
Sep 30, 2025 16.54 Mn
Sep 30, 2025 16.54 Mn
Jun 30, 2025 29.14 Mn
Jun 30, 2025 29.14 Mn
Mar 31, 2025 18.13 Mn
Mar 31, 2025 18.13 Mn
Dec 31, 2024 12.36 Mn
Dec 31, 2024 12.36 Mn
Sep 30, 2024 15.71 Mn
Sep 30, 2024 15.71 Mn
Jun 30, 2024 6.97 Mn
Jun 30, 2024 6.97 Mn
Mar 31, 2024 20.16 Mn
Mar 31, 2024 20.16 Mn
Dec 31, 2023 15.29 Mn
Dec 31, 2023 15.29 Mn