Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026)
Independent Bank recorded quarterly FCF Payout Ratio of 0.42 in Q1 2026, down 149.54% quarter-over-quarter from 0.85 in Q4 2025, and down 239.51% year-over-year from 0.3 in Q1 2025.
Independent Bank's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.42 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 239.51% year-over-year to 0.42; the TTM figure through Mar 2026 stood at 0.57 (up 48.62% YoY), while the FY2025 annual figure was 0.31, down 15.23% from the prior year.
- FCF Payout Ratio came in at 0.42 for Q1 2026 at Independent Bank, down from 0.85 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.85 in Q4 2025 to a low of 5.25 in Q4 2022.
- A 5-year average of 0.03 and a median of 0.25 in 2024 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio plunged 6317.18% in 2022 and jumped 190.07% in 2023, its largest moves.
- Independent Bank's FCF Payout Ratio stood at 5.25 in 2022, then surged by 105.97% to 0.31 in 2023, then climbed by 29.39% to 0.41 in 2024, then soared by 108.67% to 0.85 in 2025, then sank by 149.54% to 0.42 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.42, 0.85, and 0.33 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Independent Bank | 697.49 Mn | 522.58 Mn | - | -0.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.42 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.30 |
| Dec 31, 2024 | 0.41 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.72 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.61 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | -5.25 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | -0.37 |
| Jun 30, 2021 | 0.15 |
| Mar 31, 2021 | 0.14 |
| Dec 31, 2020 | 0.23 |
| Sep 30, 2020 | -0.66 |
| Jun 30, 2020 | 0.21 |
| Mar 31, 2020 | 0.21 |
| Dec 31, 2019 | 0.16 |
| Sep 30, 2019 | -0.45 |
| Jun 30, 2019 | 1.52 |
| Mar 31, 2019 | 0.44 |
| Dec 31, 2018 | 0.16 |
| Sep 30, 2018 | 0.55 |
| Jun 30, 2018 | 0.68 |
| Mar 31, 2018 | 0.54 |
| Dec 31, 2017 | 0.08 |
| Sep 30, 2017 | -0.29 |
| Jun 30, 2017 | 0.24 |
| Mar 31, 2017 | 0.79 |
| Dec 31, 2016 | 0.23 |
| Sep 30, 2016 | -0.64 |
| Jun 30, 2016 | 0.19 |
| Mar 31, 2016 | 0.36 |
| Dec 31, 2015 | 0.95 |
| Sep 30, 2015 | 0.13 |
| Jun 30, 2015 | 0.15 |
| Mar 31, 2015 | -0.42 |
| Dec 31, 2014 | 0.27 |
| Sep 30, 2014 | -0.47 |
| Jun 30, 2014 | 8.87 |