Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026)
Independent Bank (IBCP) posted FCF Payout Ratio of 0.42 for Q1 2026, down 149.54% sequentially from 0.85 in Q4 2025, and down 239.51% YoY from 0.3 in Q1 2025.
Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026) Analysis & Trends
Independent Bank has reported FCF Payout Ratio for 13 years, with the latest figure at 0.42 in Q1 2026.
- Quarterly FCF Payout Ratio fell 239.51% year-over-year to 0.42 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.57 (up 48.62% YoY) and the FY2025 annual result came in at 0.31, down 15.23% from the prior year.
- FCF Payout Ratio slipped to 0.42 in Q1 2026 per IBCP's latest filing, from 0.85 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.85 in Q4 2025 and troughed at 5.25 in Q4 2022.
- A 5-year average of 0.03 and a median of 0.25 in 2024 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio sank 6317.18% in 2022, then surged 190.07% in 2023.
- Over 5 years, FCF Payout Ratio stood at 5.25 in 2022, then soared by 105.97% to 0.31 in 2023, then grew by 29.39% to 0.41 in 2024, then jumped by 108.67% to 0.85 in 2025, then slumped by 149.54% to 0.42 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.42, 0.85, and 0.33 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Independent Bank | 764.20 Mn | 598.75 Mn | - | 0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.34 |
| Mar 31, 2026 | -0.42 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.30 |
| Dec 31, 2024 | 0.41 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.72 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.61 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | -5.25 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | -0.37 |