Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026)

Independent Bank (IBCP) has 13 years of FCF Payout Ratio data on file, last reported at 0.42 in Q1 2026.

• For the quarter ending Q1 2026, FCF Payout Ratio fell 239.51% year-over-year to 0.42; the trailing twelve-month figure through Mar 2026 stood at 0.57 (up 48.62% YoY), and the FY2025 full-year result was 0.31, down 15.23% from the prior year.
• FCF Payout Ratio slipped to 0.42 in Q1 2026, from 0.85 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 0.85 in Q4 2025 to a low of 5.25 in Q4 2022.
• A 5-year average of 0.03 and a median of 0.25 in 2024 frame the typical range for FCF Payout Ratio.
• Across the five-year window, FCF Payout Ratio tumbled 6317.18% in 2022 and soared 190.07% in 2023, its largest moves.
• Tracing IBCP's FCF Payout Ratio over 5 years: stood at 5.25 in 2022, then soared by 105.97% to 0.31 in 2023, then gained by 29.39% to 0.41 in 2024, then jumped by 108.67% to 0.85 in 2025, then tumbled by 149.54% to 0.42 in 2026.
• Business Quant data shows IBCP's FCF Payout Ratio at 0.42 in Q1 2026, 0.85 in Q4 2025, and 0.33 in Q3 2025.