Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026)
Independent Bank's (IBCP) quarterly FCF Payout Ratio came in at 0.34 in Q2 2026, up 8.26% year-over-year from 0.32 in Q2 2025, and up 182.29% quarter-over-quarter from 0.42 in Q1 2026.
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Analysis
Independent Bank (IBCP) FCF Payout Ratio (2014 - 2026) Analysis & Trends
Independent Bank has disclosed FCF Payout Ratio across 13 years of filings, most recently posting 0.34 for Q2 2026.
- In Q2 2026, FCF Payout Ratio rose 8.26% year-over-year to 0.34; the TTM figure through Jun 2026 stood at 0.59 (up 77.12% YoY), while the FY2025 annual figure was 0.31, down 15.23% from the prior year.
- FCF Payout Ratio came in at 0.34 for Q2 2026 at Independent Bank, up from 0.42 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.85 in Q4 2025 to a low of 5.25 in Q4 2022.
- Average FCF Payout Ratio over 5 years is 0.01, with a median of 0.27 recorded in 2024.
- Year-over-year, FCF Payout Ratio plunged 6317.18% in 2022 and jumped 190.07% in 2023.
- Over 5 years, FCF Payout Ratio stood at 5.25 in 2022, then jumped by 105.97% to 0.31 in 2023, then advanced by 29.39% to 0.41 in 2024, then surged by 108.67% to 0.85 in 2025, then tumbled by 59.24% to 0.34 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.34 in Q2 2026, 0.42 in Q1 2026, and 0.85 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 0.34 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.34 |
| Mar 31, 2026 | -0.42 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.32 |
| Mar 31, 2025 | 0.30 |
| Dec 31, 2024 | 0.41 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.72 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.61 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | -5.25 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | -0.37 |
API Access
Independent Bank FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();