Independent Bank (IBCP) EBITDA Margin (2011 - 2026)

Independent Bank has disclosed EBITDA Margin across 16 years of filings, most recently posting 68.65% for Q1 2026.

• EBITDA Margin for Q1 2026 came in at 68.65%, down 984.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 74.83% (down 737.0% YoY), and the FY2025 annual result was 77.32%, down 683.0% from the prior year.
• EBITDA Margin came in at 68.65% for Q1 2026 at Independent Bank, down from 72.5% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 89.76% in Q4 2023 to a low of 37.92% in Q2 2022.
• The 5-year median for EBITDA Margin is 77.17% (2024), against an average of 71.62%.
• Across the five-year window, EBITDA Margin soared 3479 bps in 2023 and plunged 1260 bps in 2024, its largest moves.
• Independent Bank's EBITDA Margin stood at 57.42% in 2022, then surged by 56 bps to 89.76% in 2023, then declined by 14 bps to 77.17% in 2024, then retreated by 6 bps to 72.5% in 2025, then retreated by 5 bps to 68.65% in 2026.
• The last three EBITDA Margin figures came in at 68.65% (Q1 2026), 72.5% (Q4 2025), and 80.28% (Q3 2025), per Business Quant data.