Independent Bank (IBCP) EBITDA Margin (2011 - 2026)
Independent Bank recorded quarterly EBITDA Margin of 68.65% in Q1 2026, down 5.31% quarter-over-quarter from 72.5% in Q4 2025, and down 984.0% year-over-year from 7.77% in Q1 2025.
Independent Bank's EBITDA Margin history runs 16 years deep, the most recent figure standing at 68.65% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 984.0% year-over-year to 68.65%; the TTM figure through Mar 2026 stood at 74.83% (down 737.0% YoY), while the FY2025 annual figure was 77.32%, down 683.0% from the prior year.
- EBITDA Margin came in at 68.65% for Q1 2026 at Independent Bank, down from 72.5% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 89.76% in Q4 2023 to a low of 37.92% in Q2 2022.
- A 5-year average of 71.62% and a median of 77.17% in 2024 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin jumped 3479 bps in 2023 and tumbled 1260 bps in 2024, its largest moves.
- Independent Bank's EBITDA Margin stood at 57.42% in 2022, then soared by 56 bps to 89.76% in 2023, then fell by 14 bps to 77.17% in 2024, then decreased by 6 bps to 72.5% in 2025, then decreased by 5 bps to 68.65% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 68.65%, 72.5%, and 80.28% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | Independent Bank | 697.49 Mn | 522.58 Mn | - | 68.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 68.65% |
| Dec 31, 2025 | 72.50% |
| Sep 30, 2025 | 80.28% |
| Jun 30, 2025 | 78.18% |
| Mar 31, 2025 | 78.49% |
| Dec 31, 2024 | 77.17% |
| Sep 30, 2024 | 87.04% |
| Jun 30, 2024 | 86.89% |
| Mar 31, 2024 | 86.63% |
| Dec 31, 2023 | 89.76% |
| Sep 30, 2023 | 82.82% |
| Jun 30, 2023 | 72.03% |
| Mar 31, 2023 | 65.92% |
| Dec 31, 2022 | 57.42% |
| Sep 30, 2022 | 48.03% |
| Jun 30, 2022 | 37.92% |
| Mar 31, 2022 | 47.85% |
| Dec 31, 2021 | 36.90% |
| Sep 30, 2021 | 42.57% |
| Jun 30, 2021 | 39.41% |
| Mar 31, 2021 | 53.56% |
| Dec 31, 2020 | 49.67% |
| Sep 30, 2020 | 48.20% |
| Jun 30, 2020 | 44.61% |
| Mar 31, 2020 | 29.56% |
| Dec 31, 2019 | 52.86% |
| Sep 30, 2019 | 54.54% |
| Jun 30, 2019 | 52.24% |
| Mar 31, 2019 | 47.19% |
| Dec 31, 2018 | 47.97% |
| Sep 30, 2018 | 49.71% |
| Jun 30, 2018 | 38.81% |
| Mar 31, 2018 | 239.36% |
| Dec 31, 2017 | 42.77% |
| Sep 30, 2017 | 40.46% |
| Jun 30, 2017 | 36.45% |
| Mar 31, 2017 | 597.55% |
| Dec 31, 2016 | 33.85% |
| Sep 30, 2016 | 38.13% |
| Jun 30, 2016 | 39.89% |
| Mar 31, 2016 | 31.31% |
| Dec 31, 2015 | 36.52% |
| Sep 30, 2015 | 33.75% |
| Jun 30, 2015 | 35.83% |
| Mar 31, 2015 | 29.48% |
| Dec 31, 2014 | 30.22% |
| Sep 30, 2014 | 35.38% |
| Jun 30, 2014 | 37.64% |
| Mar 31, 2014 | 27.26% |
| Dec 31, 2013 | 31.15% |
| Sep 30, 2013 | 24.15% |
| Jun 30, 2013 | 31.74% |
| Mar 31, 2013 | 30.26% |
| Dec 31, 2012 | 37.61% |
| Sep 30, 2012 | 30.04% |
| Jun 30, 2012 | 25.72% |
| Mar 31, 2012 | 22.61% |
| Dec 31, 2011 | -9.78% |
| Sep 30, 2011 | 1.20% |
| Jun 30, 2011 | 10.55% |
| Mar 31, 2011 | 0.75% |