Independent Bank IBCP
NASDAQ IBCP
$37.01 -0.24 (-0.66%)
As of: Aug 21, 2026 · 12:09 PM EDT

Independent Bank (IBCP) EBITDA Margin (2011 - 2026)

Independent Bank (IBCP) posted EBITDA Margin of 80.47% for Q1 2026, down 5.67% sequentially from 85.31% in Q4 2025, and down 958.0% YoY from 9.38% in Q1 2025.

Independent Bank (IBCP) EBITDA Margin (2011 - 2026) Analysis & Trends

Independent Bank has reported EBITDA Margin for 16 years, with the latest figure at 80.47% in Q1 2026.

  • Quarterly EBITDA Margin fell 958.0% year-over-year to 80.47% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 135.11% (up 5160.0% YoY) and the FY2025 annual result came in at 92.02%, up 671.0% from the prior year.
  • EBITDA Margin retreated to 80.47% in Q1 2026 per IBCP's latest filing, from 85.31% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 706.34% in Q2 2025 and troughed at 1887.06% in Q4 2022.
  • A 5-year average of 146.85% and a median of 80.47% in 2026 frame the typical range for EBITDA Margin.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin plunged 179252 bps in 2022, then jumped 199219 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 1887.06% in 2022, then surged by 106 bps to 105.13% in 2023, then retreated by 28 bps to 75.67% in 2024, then gained by 13 bps to 85.31% in 2025, then fell by 6 bps to 80.47% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 80.47%, 85.31%, and 95.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Hdfc Bank 121.02 Bn 84.82 Bn - -
2 Pnc Financial Services 97.68 Bn 97.68 Bn - 75.24%
3 Us Bancorp 95.94 Bn 95.94 Bn - 77.50%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.78 Bn -144.31 Bn - -20.34%
6 Deutsche Bank Aktiengesellschaft 72.05 Bn -81.26 Bn - 111.11%
7 Nu Holdings 71.36 Bn 57.67 Bn 2.35 Bn 53.44%
8 Truist Financial 61.59 Bn 61.59 Bn - 79.03%
9 Fifth Third Bancorp 49.58 Bn 25.85 Bn - 66.98%
10 Independent Bank 762.66 Mn 597.21 Mn - 66.58%

Historic Data

Download Data
DateValue
Jun 30, 2026 214.03%
Mar 31, 2026 80.47%
Dec 31, 2025 85.31%
Sep 30, 2025 95.00%
Jun 30, 2025 706.34%
Mar 31, 2025 90.05%
Dec 31, 2024 75.67%
Sep 30, 2024 85.22%
Jun 30, 2024 85.21%
Mar 31, 2024 84.94%
Dec 31, 2023 105.13%
Sep 30, 2023 -452.74%
Jun 30, 2023 -670.76%
Mar 31, 2023 -156.10%
Dec 31, 2022 -1,887.06%
Sep 30, 2022 -250.75%
Jun 30, 2022 -259.78%
Mar 31, 2022 -312.54%
Dec 31, 2021 -94.53%
Sep 30, 2021 89.90%