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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Insurance Holdings (HRTG) Operating Margin (2016 - 2025)

Heritage Insurance Holdings' Operating Margin history spans 14 years, with the latest figure at 44.25% for Q4 2025.

  • For Q4 2025, Operating Margin rose 2843.0% year-over-year to 44.25%; the TTM value through Dec 2025 reached 32.45%, up 2065.0%, while the annual FY2025 figure was 33.64%, 2218.0% up from the prior year.
  • Operating Margin reached 44.25% in Q4 2025 per HRTG's latest filing, up from 33.03% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 44.25% in Q4 2025 to a low of 52.24% in Q2 2022.
  • Average Operating Margin over 5 years is 3.55%, with a median of 8.69% recorded in 2022.
  • Peak YoY movement for Operating Margin: crashed -4958bps in 2022, then skyrocketed 6108bps in 2023.
  • A 5-year view of Operating Margin shows it stood at 26.8% in 2021, then soared by 132bps to 8.54% in 2022, then skyrocketed by 127bps to 19.34% in 2023, then dropped by -18bps to 15.82% in 2024, then skyrocketed by 180bps to 44.25% in 2025.
  • Per Business Quant, the three most recent readings for HRTG's Operating Margin are 44.25% (Q4 2025), 33.03% (Q3 2025), and 31.18% (Q2 2025).