Heritage Insurance Holdings, Inc. (HRTG) Operating Margin (2013 - 2026)
Heritage Insurance Holdings' Operating Margin came in at 39.15% for the quarter ended Jun 30, 2026, up 7.96 percentage points from 31.18% a year earlier and up 15.25 percentage points from the prior quarter.
Heritage Insurance Holdings, Inc. (HRTG) Operating Margin (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Heritage Insurance Holdings reported Operating Margin of 34.46%, up 16.57 percentage points year-over-year; for the year ended Dec 31, 2025, it was 31.53%, up 20.07 percentage points from the prior year.
- Operating Margin has increased in each of the last three years, with a five-year change of +29.81 percentage points (years ended Dec 2020 to Dec 2025).
- Going back by year, Operating Margin was 11.46% in the year ended Dec 31, 2024 (+2.86 pp), 8.59% in the year ended Dec 31, 2023 (+32.35 pp), -23.75% in the year ended Dec 31, 2022 (-12.98 pp) and -10.78% in the year ended Dec 31, 2021 (-12.49 pp).
- The five-year range for quarterly Operating Margin is -52.24% (the quarter ended Jun 30, 2022) to 41.65% (the quarter ended Dec 31, 2025).
- Year-over-year, Operating Margin has increased for six consecutive quarters, with an average year-over-year change of +12.25 percentage points over the last eight quarters.
- The fastest year-over-year change in Operating Margin over five years came in the quarter ended Jun 30, 2023 (a gain of 61.08 percentage points), and the weakest in the quarter ended Jun 30, 2022 (a drop of 49.58 percentage points).
- Business Quant data shows HRTG's Operating Margin at 23.90% (quarter ended Mar 31, 2026), 41.65% (quarter ended Dec 31, 2025) and 33.03% (quarter ended Sep 30, 2025) in the three quarters before the quarter ended Jun 30, 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.15% |
| Mar 31, 2026 | 23.90% |
| Dec 31, 2025 | 41.65% |
| Sep 30, 2025 | 33.03% |
| Jun 30, 2025 | 31.18% |
| Mar 31, 2025 | 20.06% |
| Dec 31, 2024 | 14.99% |
| Sep 30, 2024 | 5.55% |
| Jun 30, 2024 | 13.58% |
| Mar 31, 2024 | 11.87% |
| Dec 31, 2023 | 19.34% |
| Sep 30, 2023 | -5.06% |
| Jun 30, 2023 | 8.85% |
| Mar 31, 2023 | 11.36% |
| Dec 31, 2022 | 8.54% |
| Sep 30, 2022 | -28.59% |
| Jun 30, 2022 | -52.24% |
| Mar 31, 2022 | -24.85% |
| Dec 31, 2021 | -25.71% |
| Sep 30, 2021 | -9.19% |
Heritage Insurance Holdings, Inc. Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();