Heritage Insurance Holdings (HRTG) Operating Expenses (2013 - 2026)
Heritage Insurance Holdings' Operating Expenses came in at $130.35 million for the quarter ended Jun 30, 2026, down 9.0% from $143.17 million a year earlier and down 19.5% from the prior quarter.
Heritage Insurance Holdings (HRTG) Operating Expenses (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Heritage Insurance Holdings reported Operating Expenses of $560.12 million, down 19.0% year-over-year; for the year ended Dec 31, 2025, it came in at $580.18 million, down 19.8% from the prior year.
- Operating Expenses carries a five-year compound annual growth rate of -0.1% (years ended Dec 2020 to Dec 2025).
- Going back by year, Operating Expenses was $723.38 million in the year ended Dec 31, 2024 (+7.6%), $672.28 million in the year ended Dec 31, 2023 (-18.0%), $819.82 million in the year ended Dec 31, 2022 (+17.2%) and $699.63 million in the year ended Dec 31, 2021 (+20.0%).
- The five-year range for quarterly Operating Expenses is $125.64 million (the quarter ended Dec 31, 2025) to $249.32 million (the quarter ended Jun 30, 2022).
- Year-over-year, Operating Expenses has declined for five consecutive quarters, with an average decline of 8.7% over the last eight quarters.
- The fastest year-over-year change in Operating Expenses over five years came in the quarter ended Jun 30, 2022 (growth of 61.7%), and the weakest in the quarter ended Jun 30, 2023 (a decline of 32.2%).
- Business Quant data shows HRTG's Operating Expenses at $161.84 million (quarter ended Mar 31, 2026), $125.64 million (quarter ended Dec 31, 2025) and $142.29 million (quarter ended Sep 30, 2025) in the three quarters before the quarter ended Jun 30, 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 5.65 Bn |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 9.39 Bn |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | -902.21 Mn |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 3.59 Bn |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 18.12 Bn |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 14.45 Bn |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 3.33 Bn |
| 10 | Heritage Insurance Holdings | 1.11 Bn | -1.12 Bn | 153.14 Mn | 130.35 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 130.35 Mn |
| Mar 31, 2026 | 161.84 Mn |
| Dec 31, 2025 | 125.64 Mn |
| Sep 30, 2025 | 142.29 Mn |
| Jun 30, 2025 | 143.17 Mn |
| Mar 31, 2025 | 169.08 Mn |
| Dec 31, 2024 | 178.75 Mn |
| Sep 30, 2024 | 200.10 Mn |
| Jun 30, 2024 | 175.93 Mn |
| Mar 31, 2024 | 168.60 Mn |
| Dec 31, 2023 | 150.80 Mn |
| Sep 30, 2023 | 195.74 Mn |
| Jun 30, 2023 | 168.92 Mn |
| Mar 31, 2023 | 156.83 Mn |
| Dec 31, 2022 | 159.68 Mn |
| Sep 30, 2022 | 212.80 Mn |
| Jun 30, 2022 | 249.32 Mn |
| Mar 31, 2022 | 198.02 Mn |
| Dec 31, 2021 | 209.58 Mn |
| Sep 30, 2021 | 182.79 Mn |
Heritage Insurance Holdings Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();