Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) posted Net Margin of 17.16% for Q1 2026, up 122.48% quarter-over-quarter from 76.32% in Q4 2025, and up 275.0% year-on-year from 4.57% in Q1 2025.
Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has reported Net Margin for 15 consecutive years, with 17.16% the latest figure, recorded in Q1 2026.
- Net Margin for Q1 2026 came in at 17.16%, up 275.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.42% (down 1560.0% YoY), and the FY2025 annual result was 24.63%, up 1661.0% from the prior year.
- Net Margin was 17.16% for Q1 2026 at Heritage Insurance Holdings, up from 76.32% in the prior quarter.
- Over five years, Net Margin peaked at 25.84% in Q3 2025 and troughed at 76.32% in Q4 2025.
- Average Net Margin over 5 years is 1.22%, with a median of 7.92% recorded in 2023.
- Year-over-year, Net Margin surged 5992 bps in 2023 and slumped 10126 bps in 2025.
- Over 5 years, Net Margin stood at 7.16% in 2022, then soared by 143 bps to 17.41% in 2023, then jumped by 43 bps to 24.95% in 2024, then plunged by 406 bps to 76.32% in 2025, then surged by 122 bps to 17.16% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 17.16% in Q1 2026, 76.32% in Q4 2025, and 25.84% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | Heritage Insurance Holdings | 80,340.00 | -518.06 Mn | 121.06 Mn | 17.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.16% |
| Dec 31, 2025 | -76.32% |
| Sep 30, 2025 | 25.84% |
| Jun 30, 2025 | 23.07% |
| Mar 31, 2025 | 14.41% |
| Dec 31, 2024 | 24.95% |
| Sep 30, 2024 | 4.12% |
| Jun 30, 2024 | 9.26% |
| Mar 31, 2024 | 7.93% |
| Dec 31, 2023 | 17.41% |
| Sep 30, 2023 | -3.98% |
| Jun 30, 2023 | 4.40% |
| Mar 31, 2023 | 7.92% |
| Dec 31, 2022 | 7.16% |
| Sep 30, 2022 | -29.15% |
| Jun 30, 2022 | -55.52% |
| Mar 31, 2022 | -19.39% |
| Dec 31, 2021 | -30.78% |
| Sep 30, 2021 | -10.10% |
| Jun 30, 2021 | -2.70% |