Growth Metrics

Heritage Insurance Holdings (HRTG) Net Margin (2016 - 2026)

Heritage Insurance Holdings filings provide 14 years of Net Margin readings, the most recent being 40.57% for Q4 2025.

  • On a quarterly basis, Net Margin rose 2227.0% to 40.57% in Q4 2025 year-over-year; TTM through Dec 2025 was 25.65%, a 1585.0% increase, with the full-year FY2025 number at 24.63%, up 1710.0% from a year prior.
  • Net Margin hit 40.57% in Q4 2025 for Heritage Insurance Holdings, up from 23.73% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 40.57% in Q4 2025 to a low of 53.65% in Q2 2022.
  • Median Net Margin over the past 5 years was 5.68% (2022), compared with a mean of 1.21%.
  • Biggest five-year swings in Net Margin: plummeted -5102bps in 2022 and later soared 5785bps in 2023.
  • Heritage Insurance Holdings' Net Margin stood at 30.78% in 2021, then soared by 123bps to 7.16% in 2022, then skyrocketed by 131bps to 16.55% in 2023, then increased by 11bps to 18.3% in 2024, then surged by 122bps to 40.57% in 2025.
  • The last three reported values for Net Margin were 40.57% (Q4 2025), 23.73% (Q3 2025), and 23.07% (Q2 2025) per Business Quant data.