Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) reported Net Margin of 17.16% for Q1 2026, up 275.0% on a YoY basis from 4.57% in Q1 2025, and up 122.48% quarter-over-quarter from 76.32% in Q4 2025.
Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings has reported Net Margin for 15 years, with the latest figure at 17.16% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 275.0% year-over-year to 17.16%; the trailing twelve-month figure through Mar 2026 stood at 2.42% (down 1560.0% YoY), and the FY2025 full-year result was 24.63%, up 1661.0% from the prior year.
- Net Margin for Q1 2026 stood at 17.16%, up from 76.32% in the prior quarter.
- The five-year high for Net Margin was 25.84% in Q3 2025, with the low at 76.32% in Q4 2025.
- Historically, Net Margin has averaged 1.22% across 5 years, with a median of 7.92% in 2023.
- Annual changes were most pronounced in 2023 — Net Margin soared 5992 bps — and 2025, when it plunged 10126 bps.
- Heritage Insurance Holdings' Net Margin stood at 7.16% in 2022, then soared by 143 bps to 17.41% in 2023, then jumped by 43 bps to 24.95% in 2024, then sank by 406 bps to 76.32% in 2025, then surged by 122 bps to 17.16% in 2026.
- The last three Net Margin figures came in at 17.16% (Q1 2026), 76.32% (Q4 2025), and 25.84% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Heritage Insurance Holdings | 679.89 Mn | 161.75 Mn | 121.06 Mn | 17.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.16% |
| Dec 31, 2025 | -76.32% |
| Sep 30, 2025 | 25.84% |
| Jun 30, 2025 | 23.07% |
| Mar 31, 2025 | 14.41% |
| Dec 31, 2024 | 24.95% |
| Sep 30, 2024 | 4.12% |
| Jun 30, 2024 | 9.26% |
| Mar 31, 2024 | 7.93% |
| Dec 31, 2023 | 17.41% |
| Sep 30, 2023 | -3.98% |
| Jun 30, 2023 | 4.40% |
| Mar 31, 2023 | 7.92% |
| Dec 31, 2022 | 7.16% |
| Sep 30, 2022 | -29.15% |
| Jun 30, 2022 | -55.52% |
| Mar 31, 2022 | -19.39% |
| Dec 31, 2021 | -30.78% |
| Sep 30, 2021 | -10.10% |
| Jun 30, 2021 | -2.70% |