Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026)

Heritage Insurance Holdings (HRTG) reported Net Margin of 17.16% for Q1 2026, up 275.0% on a YoY basis from 4.57% in Q1 2025, and up 122.48% quarter-over-quarter from 76.32% in Q4 2025.

Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings has reported Net Margin for 15 years, with the latest figure at 17.16% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 275.0% year-over-year to 17.16%; the trailing twelve-month figure through Mar 2026 stood at 2.42% (down 1560.0% YoY), and the FY2025 full-year result was 24.63%, up 1661.0% from the prior year.
  • Net Margin for Q1 2026 stood at 17.16%, up from 76.32% in the prior quarter.
  • The five-year high for Net Margin was 25.84% in Q3 2025, with the low at 76.32% in Q4 2025.
  • Historically, Net Margin has averaged 1.22% across 5 years, with a median of 7.92% in 2023.
  • Annual changes were most pronounced in 2023 — Net Margin soared 5992 bps — and 2025, when it plunged 10126 bps.
  • Heritage Insurance Holdings' Net Margin stood at 7.16% in 2022, then soared by 143 bps to 17.41% in 2023, then jumped by 43 bps to 24.95% in 2024, then sank by 406 bps to 76.32% in 2025, then surged by 122 bps to 17.16% in 2026.
  • The last three Net Margin figures came in at 17.16% (Q1 2026), 76.32% (Q4 2025), and 25.84% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 Heritage Insurance Holdings 679.89 Mn 161.75 Mn 121.06 Mn 17.16%

Historic Data

Download Data
DateValue
Mar 31, 2026 17.16%
Dec 31, 2025 -76.32%
Sep 30, 2025 25.84%
Jun 30, 2025 23.07%
Mar 31, 2025 14.41%
Dec 31, 2024 24.95%
Sep 30, 2024 4.12%
Jun 30, 2024 9.26%
Mar 31, 2024 7.93%
Dec 31, 2023 17.41%
Sep 30, 2023 -3.98%
Jun 30, 2023 4.40%
Mar 31, 2023 7.92%
Dec 31, 2022 7.16%
Sep 30, 2022 -29.15%
Jun 30, 2022 -55.52%
Mar 31, 2022 -19.39%
Dec 31, 2021 -30.78%
Sep 30, 2021 -10.10%
Jun 30, 2021 -2.70%