Heritage Insurance Holdings HRTG
NYSE HRTG
$34.35 +0.63 (+1.87%)
At close: Sep 2, 2026 · 4:00 PM EDT

Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026)

Heritage Insurance Holdings' (HRTG) quarterly Net Margin came in at 18.27% in Q1 2026, up 386.0% YoY from 3.76% in Q1 2025, and up 36.77% on a QoQ basis from 13.36% in Q4 2025.

Analysis

Heritage Insurance Holdings (HRTG) Net Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has 15 years of Net Margin data on file, last reported at 18.27% in Q1 2026.

  • Quarterly Net Margin rose 386.0% year-over-year to 18.27% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.3% (up 954.0% YoY) and the FY2025 annual result came in at 24.63%, up 1661.0% from the prior year.
  • Net Margin advanced to 18.27% in Q1 2026, from 13.36% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 25.84% in Q3 2025 to a low of 55.52% in Q2 2022.
  • A 5-year average of 3.48% and a median of 7.92% in 2023 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2022 — Net Margin slumped 5289 bps — and 2023, when it surged 5971 bps.
  • Tracing HRTG's Net Margin over 5 years: stood at 7.16% in 2022, then surged by 131 bps to 16.55% in 2023, then decreased by 6 bps to 15.49% in 2024, then dropped by 14 bps to 13.36% in 2025, then jumped by 37 bps to 18.27% in 2026.
  • The last three Net Margin figures came in at 18.27% (Q1 2026), 13.36% (Q4 2025), and 25.84% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 18.22%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn 14.02%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 18.17%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 17.43%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 29.36%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 29.09%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 9.95%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 8.64%
10 Heritage Insurance Holdings 1.03 Bn 315.59 Mn 153.14 Mn 28.81%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 28.81%
Mar 31, 2026 17.16%
Dec 31, 2025 30.95%
Sep 30, 2025 23.73%
Jun 30, 2025 23.08%
Mar 31, 2025 14.41%
Dec 31, 2024 15.47%
Sep 30, 2024 3.85%
Jun 30, 2024 9.26%
Mar 31, 2024 7.44%
Dec 31, 2023 16.55%
Sep 30, 2023 -3.98%
Jun 30, 2023 4.20%
Mar 31, 2023 7.92%
Dec 31, 2022 7.16%
Sep 30, 2022 -29.15%
Jun 30, 2022 -53.65%
Mar 31, 2022 -19.39%
Dec 31, 2021 -29.52%
Sep 30, 2021 -9.80%