Heritage Insurance Holdings, Inc. (HRTG) Net Margin (2013 - 2026)
Heritage Insurance Holdings (HRTG) recorded Net Margin of 28.81% in the quarter ended Jun 30, 2026, up 5.73 percentage points from 23.08% a year earlier and up 11.65 percentage points from the prior quarter.
Heritage Insurance Holdings, Inc. (HRTG) Net Margin (2013 - 2026) Analysis & Trends
On a TTM basis, Heritage Insurance Holdings' Net Margin came in at 25.19% as of Jun 30, 2026, up 12.48 percentage points year-over-year; for the year ended Dec 31, 2025, it was 23.08%, up 15.55 percentage points from the prior year.
- Annual Net Margin has increased for three straight years, with a five-year change of +21.51 percentage points (years ended Dec 2020 to Dec 2025).
- Across earlier years, Net Margin came in at 7.53% in the year ended Dec 31, 2024 (+1.37 pp), 6.16% in the year ended Dec 31, 2023 (+29.46 pp), -23.30% in the year ended Dec 31, 2022 (-11.47 pp) and -11.83% in the year ended Dec 31, 2021 (-13.40 pp).
- Quarterly Net Margin has ranged from -53.65% in the quarter ended Jun 30, 2022 to 30.97% in the quarter ended Dec 31, 2025 over the past five years.
- On a year-over-year basis, Net Margin has increased for six consecutive quarters, with an average year-over-year change of +8.92 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 57.85 percentage points in the quarter ended Jun 30, 2023, against a drop of 51.02 percentage points in the quarter ended Jun 30, 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 17.16% (quarter ended Mar 31, 2026), 30.97% (quarter ended Dec 31, 2025) and 23.73% (quarter ended Sep 30, 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.81% |
| Mar 31, 2026 | 17.16% |
| Dec 31, 2025 | 30.97% |
| Sep 30, 2025 | 23.73% |
| Jun 30, 2025 | 23.08% |
| Mar 31, 2025 | 14.41% |
| Dec 31, 2024 | 9.65% |
| Sep 30, 2024 | 3.85% |
| Jun 30, 2024 | 9.27% |
| Mar 31, 2024 | 7.44% |
| Dec 31, 2023 | 16.55% |
| Sep 30, 2023 | -3.98% |
| Jun 30, 2023 | 4.20% |
| Mar 31, 2023 | 7.92% |
| Dec 31, 2022 | 7.16% |
| Sep 30, 2022 | -29.15% |
| Jun 30, 2022 | -53.65% |
| Mar 31, 2022 | -19.39% |
| Dec 31, 2021 | -29.52% |
| Sep 30, 2021 | -9.80% |
Heritage Insurance Holdings, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();