Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026)
Heritage Insurance Holdings (HRTG) reported FCF Margin of 65.84% for the quarter ended Jun 30, 2026, up 45.77 percentage points from 20.07% a year earlier and up 55.00 percentage points from the prior quarter.
Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Heritage Insurance Holdings' FCF Margin came in at 34.84%, up 38.94 percentage points year-over-year; for the year ended Dec 31, 2025, it was 20.55%, up 10.90 percentage points from the prior year.
- FCF Margin has increased for three consecutive years, though with a five-year change of -8.00 percentage points (years ended Dec 2020 to Dec 2025).
- By year, FCF Margin came in at 9.65% in the year ended Dec 31, 2024 (+1.42 pp), 8.23% in the year ended Dec 31, 2023 (+14.69 pp), -6.46% in the year ended Dec 31, 2022 (-15.82 pp) and 9.36% in the year ended Dec 31, 2021 (-19.20 pp).
- The figure for the quarter ended Jun 30, 2026 ranks as the highest quarterly FCF Margin since the quarter ended Jun 30, 2024.
- Year over year, FCF Margin has now increased in each of the last four quarters, with an average year-over-year change of +5.15 percentage points over the last eight quarters.
- The high point for year-over-year FCF Margin in five years was the quarter ended Jun 30, 2024 (a gain of 70.61 percentage points); the low point was the quarter ended Dec 31, 2024 (a drop of 80.47 percentage points).
- Per Business Quant data, the three quarters before the quarter ended Jun 30, 2026 came in at 10.84% (quarter ended Mar 31, 2026), 5.08% (quarter ended Dec 31, 2025) and 57.76% (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 19.60% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 20.72% |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 11.63% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 11.38% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | -1.02% |
| 10 | Heritage Insurance Holdings | 995.74 Mn | -1.23 Bn | 153.14 Mn | 65.84% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 65.84% |
| Mar 31, 2026 | 10.84% |
| Dec 31, 2025 | 5.08% |
| Sep 30, 2025 | 57.76% |
| Jun 30, 2025 | 20.07% |
| Mar 31, 2025 | -0.60% |
| Dec 31, 2024 | -27.89% |
| Sep 30, 2024 | -7.71% |
| Jun 30, 2024 | 73.57% |
| Mar 31, 2024 | 2.13% |
| Dec 31, 2023 | 52.58% |
| Sep 30, 2023 | -29.96% |
| Jun 30, 2023 | 2.96% |
| Mar 31, 2023 | 7.08% |
| Dec 31, 2022 | -12.85% |
| Sep 30, 2022 | 17.24% |
| Jun 30, 2022 | -5.82% |
| Mar 31, 2022 | -24.83% |
| Dec 31, 2021 | -7.65% |
| Sep 30, 2021 | -18.98% |
Heritage Insurance Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();