Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly FCF Margin came in at 11.54% in Q1 2026, up 1214.0% YoY from 0.88% in Q1 2025, and up 127.04% on a QoQ basis from 5.08% in Q4 2025.
Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 12 years of FCF Margin data on file, last reported at 11.54% in Q1 2026.
- Quarterly FCF Margin rose 1214.0% year-over-year to 11.54% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.61% (up 1583.0% YoY) and the FY2025 annual result came in at 21.93%, up 1166.0% from the prior year.
- FCF Margin improved to 11.54% in Q1 2026, from 5.08% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 73.57% in Q2 2024 to a low of 31.6% in Q3 2023.
- A 5-year average of 8.47% and a median of 2.96% in 2023 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 7061 bps in 2024, down 8047 bps in 2024.
- Tracing HRTG's FCF Margin over 5 years: stood at 12.85% in 2022, then surged by 509 bps to 52.58% in 2023, then tumbled by 153 bps to 27.89% in 2024, then jumped by 118 bps to 5.08% in 2025, then soared by 127 bps to 11.54% in 2026.
- The last three FCF Margin figures came in at 11.54% (Q1 2026), 5.08% (Q4 2025), and 62.89% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 11.85% |
| 10 | Heritage Insurance Holdings | 968.65 Mn | 253.16 Mn | 153.14 Mn | 65.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 65.84% |
| Mar 31, 2026 | 11.54% |
| Dec 31, 2025 | 5.08% |
| Sep 30, 2025 | 62.89% |
| Jun 30, 2025 | 21.27% |
| Mar 31, 2025 | -0.60% |
| Dec 31, 2024 | -27.89% |
| Sep 30, 2024 | -7.71% |
| Jun 30, 2024 | 73.57% |
| Mar 31, 2024 | 2.13% |
| Dec 31, 2023 | 52.58% |
| Sep 30, 2023 | -31.60% |
| Jun 30, 2023 | 2.96% |
| Mar 31, 2023 | 7.08% |
| Dec 31, 2022 | -12.85% |
| Sep 30, 2022 | 17.24% |
| Jun 30, 2022 | -6.03% |
| Mar 31, 2022 | -25.75% |
| Dec 31, 2021 | -7.98% |
| Sep 30, 2021 | -19.56% |