Heritage Insurance Holdings HRTG
NYSE HRTG
$34.35 +0.63 (+1.87%)
At close: Sep 2, 2026 · 4:00 PM EDT

Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026)

Heritage Insurance Holdings' (HRTG) quarterly FCF Margin came in at 11.54% in Q1 2026, up 1214.0% YoY from 0.88% in Q1 2025, and up 127.04% on a QoQ basis from 5.08% in Q4 2025.

Analysis

Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has 12 years of FCF Margin data on file, last reported at 11.54% in Q1 2026.

  • Quarterly FCF Margin rose 1214.0% year-over-year to 11.54% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.61% (up 1583.0% YoY) and the FY2025 annual result came in at 21.93%, up 1166.0% from the prior year.
  • FCF Margin improved to 11.54% in Q1 2026, from 5.08% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 73.57% in Q2 2024 to a low of 31.6% in Q3 2023.
  • A 5-year average of 8.47% and a median of 2.96% in 2023 frame the typical range for FCF Margin.
  • The widest YoY moves for FCF Margin: up 7061 bps in 2024, down 8047 bps in 2024.
  • Tracing HRTG's FCF Margin over 5 years: stood at 12.85% in 2022, then surged by 509 bps to 52.58% in 2023, then tumbled by 153 bps to 27.89% in 2024, then jumped by 118 bps to 5.08% in 2025, then soared by 127 bps to 11.54% in 2026.
  • The last three FCF Margin figures came in at 11.54% (Q1 2026), 5.08% (Q4 2025), and 62.89% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 23.58%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn 14.69%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 15.68%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 13.93%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 16.33%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 9.57%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 14.96%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 11.85%
10 Heritage Insurance Holdings 1.03 Bn 315.59 Mn 153.14 Mn 65.84%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 65.84%
Mar 31, 2026 10.84%
Dec 31, 2025 5.08%
Sep 30, 2025 57.76%
Jun 30, 2025 20.07%
Mar 31, 2025 -0.60%
Dec 31, 2024 -27.89%
Sep 30, 2024 -7.71%
Jun 30, 2024 73.57%
Mar 31, 2024 2.13%
Dec 31, 2023 52.58%
Sep 30, 2023 -29.96%
Jun 30, 2023 2.96%
Mar 31, 2023 7.08%
Dec 31, 2022 -12.85%
Sep 30, 2022 17.24%
Jun 30, 2022 -5.82%
Mar 31, 2022 -24.83%
Dec 31, 2021 -7.65%
Sep 30, 2021 -18.98%