Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026)
Heritage Insurance Holdings (HRTG) reported FCF Margin of 10.84% for Q1 2026, up 1143.0% on a YoY basis from 0.87% in Q1 2025, and up 100.68% quarter-over-quarter from 5.4% in Q4 2025.
Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026) Analysis & Trends
Heritage Insurance Holdings has reported FCF Margin for 12 years, with the latest figure at 10.84% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1143.0% year-over-year to 10.84%; the trailing twelve-month figure through Mar 2026 stood at 24.25% (up 1521.0% YoY), and the FY2025 full-year result was 21.93%, up 1166.0% from the prior year.
- FCF Margin for Q1 2026 stood at 10.84%, up from 5.4% in the prior quarter.
- The five-year high for FCF Margin was 73.57% in Q2 2024, with the low at 29.96% in Q3 2023.
- Historically, FCF Margin has averaged 8.58% across 5 years, with a median of 3.11% in 2023.
- Annual changes were most pronounced in 2024 — FCF Margin sank 8475 bps — and 2025, when it soared 7111 bps.
- Heritage Insurance Holdings' FCF Margin stood at 12.85% in 2022, then surged by 531 bps to 55.32% in 2023, then tumbled by 153 bps to 29.43% in 2024, then soared by 118 bps to 5.4% in 2025, then surged by 101 bps to 10.84% in 2026.
- The last three FCF Margin figures came in at 10.84% (Q1 2026), 5.4% (Q4 2025), and 62.89% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 26.72% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 19.40% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 18.33% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 20.79% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 18.85% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 25.12% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -0.88% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -15.38% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 6.92% |
| 10 | Heritage Insurance Holdings | 679.89 Mn | 161.75 Mn | 121.06 Mn | 10.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.84% |
| Dec 31, 2025 | 5.40% |
| Sep 30, 2025 | 62.89% |
| Jun 30, 2025 | 20.07% |
| Mar 31, 2025 | -0.60% |
| Dec 31, 2024 | -29.43% |
| Sep 30, 2024 | -8.22% |
| Jun 30, 2024 | 73.57% |
| Mar 31, 2024 | 2.27% |
| Dec 31, 2023 | 55.32% |
| Sep 30, 2023 | -29.96% |
| Jun 30, 2023 | 3.11% |
| Mar 31, 2023 | 7.08% |
| Dec 31, 2022 | -12.85% |
| Sep 30, 2022 | 17.24% |
| Jun 30, 2022 | -6.14% |
| Mar 31, 2022 | -24.72% |
| Dec 31, 2021 | -7.98% |
| Sep 30, 2021 | -19.56% |
| Jun 30, 2021 | 44.27% |