Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026)
Heritage Insurance Holdings (HRTG) posted FCF Margin of 10.84% for Q1 2026, up 100.68% quarter-over-quarter from 5.4% in Q4 2025, and up 1143.0% year-on-year from 0.87% in Q1 2025.
Heritage Insurance Holdings (HRTG) FCF Margin (2015 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has reported FCF Margin for 12 consecutive years, with 10.84% the latest figure, recorded in Q1 2026.
- FCF Margin for Q1 2026 came in at 10.84%, up 1143.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 24.25% (up 1521.0% YoY), and the FY2025 annual result was 21.93%, up 1166.0% from the prior year.
- FCF Margin was 10.84% for Q1 2026 at Heritage Insurance Holdings, up from 5.4% in the prior quarter.
- Over five years, FCF Margin peaked at 73.57% in Q2 2024 and troughed at 29.96% in Q3 2023.
- Average FCF Margin over 5 years is 8.58%, with a median of 3.11% recorded in 2023.
- Year-over-year, FCF Margin tumbled 8475 bps in 2024 and surged 7111 bps in 2025.
- Over 5 years, FCF Margin stood at 12.85% in 2022, then surged by 531 bps to 55.32% in 2023, then slumped by 153 bps to 29.43% in 2024, then soared by 118 bps to 5.4% in 2025, then surged by 101 bps to 10.84% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 10.84% in Q1 2026, 5.4% in Q4 2025, and 62.89% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | Heritage Insurance Holdings | 80,340.00 | -518.06 Mn | 121.06 Mn | 10.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.84% |
| Dec 31, 2025 | 5.40% |
| Sep 30, 2025 | 62.89% |
| Jun 30, 2025 | 20.07% |
| Mar 31, 2025 | -0.60% |
| Dec 31, 2024 | -29.43% |
| Sep 30, 2024 | -8.22% |
| Jun 30, 2024 | 73.57% |
| Mar 31, 2024 | 2.27% |
| Dec 31, 2023 | 55.32% |
| Sep 30, 2023 | -29.96% |
| Jun 30, 2023 | 3.11% |
| Mar 31, 2023 | 7.08% |
| Dec 31, 2022 | -12.85% |
| Sep 30, 2022 | 17.24% |
| Jun 30, 2022 | -6.14% |
| Mar 31, 2022 | -24.72% |
| Dec 31, 2021 | -7.98% |
| Sep 30, 2021 | -19.56% |
| Jun 30, 2021 | 44.27% |