Heritage Insurance Holdings (HRTG) EBITDA Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) posted EBITDA Margin of 15.54% for Q1 2026, down 54.39% quarter-over-quarter from 34.07% in Q4 2025, and down 192.0% year-on-year from 16.89% in Q1 2025.
Heritage Insurance Holdings (HRTG) EBITDA Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has reported EBITDA Margin for 15 consecutive years, with 15.54% the latest figure, recorded in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 15.54%, down 192.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 25.63% (up 1442.0% YoY), and the FY2025 annual result was 26.9%, up 1802.0% from the prior year.
- EBITDA Margin was 15.54% for Q1 2026 at Heritage Insurance Holdings, down from 34.07% in the prior quarter.
- Over five years, EBITDA Margin peaked at 34.07% in Q4 2025 and troughed at 63.29% in Q2 2022.
- Average EBITDA Margin over 5 years is 3.77%, with a median of 9.61% recorded in 2024.
- Year-over-year, EBITDA Margin slumped 6248 bps in 2022 and soared 6640 bps in 2023.
- Over 5 years, EBITDA Margin stood at 7.73% in 2022, then surged by 231 bps to 25.55% in 2023, then sank by 78 bps to 5.73% in 2024, then surged by 495 bps to 34.07% in 2025, then tumbled by 54 bps to 15.54% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 15.54% in Q1 2026, 34.07% in Q4 2025, and 28.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -9.36% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 10.11% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 9.37% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Heritage Insurance Holdings | 80,340.00 | -518.06 Mn | 121.06 Mn | 15.54% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.54% |
| Dec 31, 2025 | 34.07% |
| Sep 30, 2025 | 28.18% |
| Jun 30, 2025 | 25.31% |
| Mar 31, 2025 | 17.46% |
| Dec 31, 2024 | 5.73% |
| Sep 30, 2024 | 11.66% |
| Jun 30, 2024 | 9.61% |
| Mar 31, 2024 | 7.81% |
| Dec 31, 2023 | 25.55% |
| Sep 30, 2023 | -5.67% |
| Jun 30, 2023 | 3.11% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 7.73% |
| Sep 30, 2022 | -37.23% |
| Jun 30, 2022 | -63.29% |
| Mar 31, 2022 | -34.73% |
| Dec 31, 2021 | -33.38% |
| Sep 30, 2021 | -10.73% |
| Jun 30, 2021 | -0.81% |