Heritage Insurance Holdings (HRTG) EBITDA Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) reported EBITDA Margin of 15.54% for Q1 2026, down 192.0% on a YoY basis from 16.89% in Q1 2025, and down 54.39% quarter-over-quarter from 34.07% in Q4 2025.
Heritage Insurance Holdings (HRTG) EBITDA Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings has reported EBITDA Margin for 15 years, with the latest figure at 15.54% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 192.0% year-over-year to 15.54%; the trailing twelve-month figure through Mar 2026 stood at 25.63% (up 1442.0% YoY), and the FY2025 full-year result was 26.9%, up 1802.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 15.54%, down from 34.07% in the prior quarter.
- The five-year high for EBITDA Margin was 34.07% in Q4 2025, with the low at 63.29% in Q2 2022.
- Historically, EBITDA Margin has averaged 3.77% across 5 years, with a median of 9.61% in 2024.
- Annual changes were most pronounced in 2022 — EBITDA Margin plunged 6248 bps — and 2023, when it jumped 6640 bps.
- Heritage Insurance Holdings' EBITDA Margin stood at 7.73% in 2022, then surged by 231 bps to 25.55% in 2023, then slumped by 78 bps to 5.73% in 2024, then surged by 495 bps to 34.07% in 2025, then plunged by 54 bps to 15.54% in 2026.
- The last three EBITDA Margin figures came in at 15.54% (Q1 2026), 34.07% (Q4 2025), and 28.18% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Heritage Insurance Holdings | 679.89 Mn | 161.75 Mn | 121.06 Mn | 15.54% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.54% |
| Dec 31, 2025 | 34.07% |
| Sep 30, 2025 | 28.18% |
| Jun 30, 2025 | 25.31% |
| Mar 31, 2025 | 17.46% |
| Dec 31, 2024 | 5.73% |
| Sep 30, 2024 | 11.66% |
| Jun 30, 2024 | 9.61% |
| Mar 31, 2024 | 7.81% |
| Dec 31, 2023 | 25.55% |
| Sep 30, 2023 | -5.67% |
| Jun 30, 2023 | 3.11% |
| Mar 31, 2023 | 13.17% |
| Dec 31, 2022 | 7.73% |
| Sep 30, 2022 | -37.23% |
| Jun 30, 2022 | -63.29% |
| Mar 31, 2022 | -34.73% |
| Dec 31, 2021 | -33.38% |
| Sep 30, 2021 | -10.73% |
| Jun 30, 2021 | -0.81% |