Heritage Insurance Holdings (HRTG) EBIT Margin (2012 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly EBIT Margin came in at 4.94% in Q1 2026, up 89.0% YoY from 2.61% in Q1 2025, and down 88.14% on a QoQ basis from 41.65% in Q4 2025.
Heritage Insurance Holdings (HRTG) EBIT Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 15 years of EBIT Margin data on file, last reported at 4.94% in Q1 2026.
- Quarterly EBIT Margin rose 89.0% year-over-year to 4.94% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 29.09% (up 1959.0% YoY) and the FY2025 annual result came in at 4.68%, down 751.0% from the prior year.
- EBIT Margin fell to 4.94% in Q1 2026, from 41.65% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 41.65% in Q4 2025 to a low of 54.05% in Q2 2022.
- A 5-year average of 5.88% and a median of 8.85% in 2023 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2022 — EBIT Margin slumped 5140 bps — and 2023, when it surged 6290 bps.
- Tracing HRTG's EBIT Margin over 5 years: stood at 8.54% in 2022, then surged by 127 bps to 19.34% in 2023, then dropped by 23 bps to 14.99% in 2024, then jumped by 178 bps to 41.65% in 2025, then tumbled by 88 bps to 4.94% in 2026.
- The last three EBIT Margin figures came in at 4.94% (Q1 2026), 41.65% (Q4 2025), and 35.96% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 9.95% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 7.46% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 16.08% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 38.83% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 4.12% |
| 10 | Heritage Insurance Holdings | 968.65 Mn | 253.16 Mn | 153.14 Mn | 39.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 39.15% |
| Mar 31, 2026 | 4.94% |
| Dec 31, 2025 | 41.65% |
| Sep 30, 2025 | 35.96% |
| Jun 30, 2025 | 33.04% |
| Mar 31, 2025 | 4.05% |
| Dec 31, 2024 | 14.99% |
| Sep 30, 2024 | 5.55% |
| Jun 30, 2024 | 13.58% |
| Mar 31, 2024 | 11.87% |
| Dec 31, 2023 | 19.34% |
| Sep 30, 2023 | -5.34% |
| Jun 30, 2023 | 8.85% |
| Mar 31, 2023 | 11.36% |
| Dec 31, 2022 | 8.54% |
| Sep 30, 2022 | -28.59% |
| Jun 30, 2022 | -54.05% |
| Mar 31, 2022 | -25.77% |
| Dec 31, 2021 | -26.80% |
| Sep 30, 2021 | -9.47% |