Heritage Insurance Holdings (HRTG) Debt Ratio (2016 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly Debt Ratio came in at 0.04 in Q1 2026, up 338306.63% YoY from N/an in Q1 2025, and up 7.52% on a QoQ basis from 0.04 in Q4 2025.
Heritage Insurance Holdings (HRTG) Debt Ratio (2016 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 11 years of Debt Ratio data on file, last reported at 0.04 in Q1 2026.
- Quarterly Debt Ratio rose 338306.63% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.04 (up 338306.63% YoY) and the FY2025 annual result came in at 0.04, down 24.19% from the prior year.
- Debt Ratio climbed to 0.04 in Q1 2026, from 0.04 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.07 in Q1 2022 to a low of 0.0 in Q2 2024.
- A 5-year average of 0.04 and a median of 0.05 in 2022 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2024 — Debt Ratio plunged 99.98% — and 2025, when it jumped 376726.57%.
- Tracing HRTG's Debt Ratio over 5 years: stood at 0.05 in 2022, then climbed by 4.82% to 0.06 in 2023, then slipped by 16.6% to 0.05 in 2024, then decreased by 24.19% to 0.04 in 2025, then climbed by 7.52% to 0.04 in 2026.
- The last three Debt Ratio figures came in at 0.04 (Q1 2026), 0.04 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.01 Bn | 121.25 Bn | 9.13 Bn | 0.06 |
| 2 | Progressive | 124.60 Bn | 119.60 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 79.46 Bn | 55.71 Bn | 4.83 Bn | - |
| 4 | Allstate | 67.73 Bn | 29.00 Bn | 16.28 Bn | 0.06 |
| 5 | Fairfax Financial Holdings | 35.48 Bn | 35.48 Bn | - | - |
| 6 | Cincinnati Financial | 26.79 Bn | 24.90 Bn | 2.39 Bn | 0.02 |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 0.10 |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 0.06 |
| 9 | Assurant | 14.12 Bn | 12.09 Bn | 2.71 Bn | 0.06 |
| 10 | Heritage Insurance Holdings | 985.46 Mn | 269.97 Mn | 153.14 Mn | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.05 |