Heritage Insurance Holdings (HRTG) Asset Utilization Ratio (2016 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly Asset Utilization Ratio came in at 0.38 in Q1 2026, up 6.95% YoY from 0.36 in Q1 2025, and up 6.65% on a QoQ basis from 0.36 in Q4 2025.
Heritage Insurance Holdings (HRTG) Asset Utilization Ratio (2016 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 11 years of Asset Utilization Ratio data on file, last reported at 0.38 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 6.95% year-over-year to 0.38 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.38 (up 6.95% YoY) and the FY2025 annual result came in at 0.34, up 1.73% from the prior year.
- Asset Utilization Ratio advanced to 0.38 in Q1 2026, from 0.36 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.38 in Q1 2026 to a low of 0.27 in Q4 2022.
- A 5-year average of 0.33 and a median of 0.33 in 2022 frame the typical range for Asset Utilization Ratio.
- The widest YoY moves for Asset Utilization Ratio: up 22.05% in 2023, down 9.46% in 2023.
- Tracing HRTG's Asset Utilization Ratio over 5 years: stood at 0.27 in 2022, then grew by 22.05% to 0.32 in 2023, then climbed by 4.31% to 0.34 in 2024, then advanced by 6.31% to 0.36 in 2025, then climbed by 6.65% to 0.38 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.38 (Q1 2026), 0.36 (Q4 2025), and 0.33 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.22 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 0.74 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.30 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.56 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.33 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.22 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 0.22 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.37 |
| 10 | Heritage Insurance Holdings | 968.65 Mn | 253.16 Mn | 153.14 Mn | 0.38 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.38 |
| Mar 31, 2026 | 0.38 |
| Dec 31, 2025 | 0.36 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.36 |
| Dec 31, 2024 | 0.34 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.32 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.32 |
| Sep 30, 2023 | 0.30 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.30 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.28 |
| Jun 30, 2022 | 0.33 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.29 |
| Sep 30, 2021 | 0.26 |